Value Stock Investing

Bulls Continue to Roam Wall Street

2012-01-09T21:07:00.002+08:00

Executives Buying Their Own Stock

2011-11-07T10:08:00.000+08:00

Stock Investment Performance for 2011

2011-11-05T14:37:00.001+08:00

Stock Investment Profit: USD3924.46

2011-11-05T12:06:00.000+08:00

Today I had spent hours of looking at the websites of various trading and investment courses. Most of the websites claim that the educators have great credentials. You can also find tons of testimonials, all claim that they have benefited greatly from the courses. Some courses even claim that they are number 1 trading course, not sure how do they derive that.

But where is their trading statements? Without their trading statements or trade signals, how would we know that they are really profitable traders? Only profitable traders are qualified to teach trading. Maybe this is not important, there are hundreds of ignorant people signing up for their courses every month anyway. What are those people thinking?

At Tactical Trading Academy, we want to let our readers know that we are profitable traders and investors. We know how to make money in the financial markets. We will teach you our proven strategy.

Below is my stock investment statement for November 2011: USD3,924.46 Profit

To view more of our trading statement, click here. You can find both our stock and forex trading statements.

To sign up for our forex and stock courses, send email to us at metal.commodity@tradingeducationprogram.org.

CEO
Tactical Trading Academy
Website: http://TradingEducationProgram.org/
Email: metal.commodity@tradingeducationprogram.org

“If money is your hope for independence, you will never have it. The only real security that a man can have in the world is a reserve of knowledge, experience, and ability.” – Henry Ford

Get ready for Year End Rally

2011-10-26T20:14:00.000+08:00

A rise in stock prices that sometimes occurs on the trading days between Christmas and New Year's Day, occasionally extending into the first few trading days of January. Year-end rallies are thought to occur in anticipation of the January effect, which is a rise in demand for stocks resulting from the increased liquidity among investors who closed positions prior to the end of the year for tax purposes. A year-end rally is also called a Santa Claus rally.

According to S&P500 chart, double bottom had bottomed at 1080 pointed out by the arrows. This tells us that the worst is over and a bottom had formed. Further move up towards 1400 level is expected.

At Tactical Trading Academy we had identified US stocks that would participate in this year end rally. Those stocks will be revealed to our subscribers and students.

In evaluating potential investments, we focus on the following characteristics:

A company’s stock price and whether it is a significant discount to our estimate of underlying business value
Free cash flows & intelligent investment of excess cash
High level of manager ownership

My investment strategy had enabled me to be ranked top 1.5% in a US Stock Pick Competition organised by Zacks.com, see here. To view my stock trading statement, see here.

If you want to learn stock investment from us, send email to metal.commodity@tradingeducationprogram.org.
Our course fee is only USD200. To sign up please transfer USD200 to paypal account: metal.commodity@tradingeducationprogram.org.

Upon signing up for our Learn Stock Investing program, you will receive:
1. One to one coaching via skype.
2. Our stock picks via email for 6 months.
3. Market update via email for 6 months.
4. Our formula spreadsheet to calculate intrinsic value of a stock.

During the one to one coaching, you will learn:
a. How to identify a winning stock by looking at the fundamental (Profit and loss statement, Cash flow statement).
b. List of websites will be given for free information on stocks.
c. Learning how to identify a winning stock is not sufficient. You will learn how to calculate the intrinsic value of a stock. We do not want to overpay for a stock. Normally we will only buy when the stock is undervalued by 50% or more.
d. After you have identify a winning stock trading at undervalued price, you will learn how to identify a good entry level to buy the stock. By combining fundamental and technical analysis, we can achieve a high rate of success in our stock pick.

Market Strategist
Tactical Trading Academy
Website: http://TradingEducationProgram.org/
Email: metal.commodity@tradingeducationprogram.org

“The critical investment factor is determining the intrinsic value of a business and paying a fair or bargain price.” – Warren Buffett

Most undervalued US Retail stock

2011-07-08T13:57:00.006+08:00

US retail sector has been beaten down for the past months as they had underperformed in their revenue and earnings. Often it is situations like that we find investment opportunities. Recently we had discovered a stock that we believe is the most undervalued retail stock in America. We believe that this stock could possibly offer 100% potential upside.

This company operates as a mall-based specialty retailer of casual apparel and accessories. It designs, markets, and sells merchandise principally targeting young women and men. The company offers a collection of apparel, including graphic t-shirts, tops, bottoms, sweaters, jeans, and outerwear, as well as accessories, including sunglasses, belts, socks, and hats.

Warren Buffett looks for companies with consistent earnings growth. This company has almost consistent revenue and earnings growth for more than 10 years. You can see that in the revenue and earnings charts below (pointed by the arrows).

Sir John Templeton said "The time of maximum pessimism is the best time to buy". Long term support level formed at $17.00. Share price had dropped from $32 to $17 (down 46% from the peak), we believe that we are at or near to maximum pessimism.

Being confidence in our own analysis on the stock is not sufficient, we want to see fund managers putting money in this company.

Fidelity Management had been a major buyers in May 2011. Since the big boys are investors of the company, this gives us confidence that this stock is indeed worth investing.

We had informed our students and subscribers at Learn Investing program about this stock that is trading at massive discount. If you want to know the name of this stock, you may want to sign up for our Learn Investing program as well.

Our course fee is only USD300. To sign up please transfer USD300 to paypal account: metal.commodity@tradingeducationprogram.org.

Upon signing up for our Learn Stock Investing program, you will receive:

1. One to one coaching via skype.
2. Our stock picks via email for 12 months.
3. Market update via email for 12 months.
4. Our formula spreadsheet to calculate intrinsic value of a stock.

Market Strategist
Tactical Trading Academy
Website: http://TradingEducationProgram.org/
Email: metal.commodity@tradingeducationprogram.org

“The critical investment factor is determining the intrinsic value of a business and paying a fair or bargain price.” – Warren Buffett

Stock with Strong Buybacks (Part 2)

2011-07-08T00:10:00.000+08:00

On 2 May 2011, which is 2 months ago, I had sent out this article entitled "Stock with strong buybacks", click here to read. This stock has since gone up 13%. We believe it has more upside potential.

Name of this stock is call Strayer Education. This stock is listed in Nasdaq.

You can see from the chart below that the price on 2 May was $122.65. Price on today is $138.86. This means that stock price had appreciated 13%.

Here we are trying to prove that our investment strategy is capable of picking winning stocks. We are not some educators that teach worthless stuff.

We are teaching this investment strategy in our Learn stock Investment program. We look for companies that we believe trade at a substantial discount to what we consider to be their true business value.

If you want to learn this proven strategy, send email to us at metal.commodity@tradingeducationprogram.org. Cost of the program is only USD300.

Regards

Market Strategist
Tactical Trading Academy
Website: http://TradingEducationProgram.org/
Email: metal.commodity@tradingeducationprogram.org

Why I build this site: http://tradingeducationprogram.org/

2011-07-06T14:33:00.001+08:00

Tactical Trading Academy is an online education academy that teaches our students to trade forex and invest in stocks.

I built this site because I had spent thousands of hours of my life reading trading books that didn’t provide me with a single, profitable piece of trading information.

I built this site because people spend thousands of dollars on trading software and trading seminars and trading books and the only thing they get out of it is a larger loss. Lost $20,000 trading. Spent another $5,000 on worthless information. If you’re going to buy information, buy it from someone who knows what he’s talking about and can prove it. If I want to build a house, I’m talking to a carpenter. I’m not talking to a guy who makes hammers for a living.

Type “day trading system”, “day trading course”, “day trading book”, “day trading strategy”, “futures trading system” or any other variation thereof into Google or Yahoo and you will see hundreds of people trying to sell you technical analysis as an approach. $1,000 courses, $5,000 personal instruction, $300 a month “live strategy trading rooms”, etc., etc., ad nauseum. Worthless, worthless, worthless.

Type in “day trading course”. Browse the listings. You’ve got guys offering one-on-one training for $5,000 and they don’t have a single statement posted on their site. No hard evidence that they even have a trading account, let alone that they’ve made money. What’s their background? “I’ve been trading and investing for 15 years.” Really? Well if you’ve been trading for 15 years, I would think you could find at least one or two statements which show a profitable month. One month out of twelve? Something. Anything to let your potential customers know that you actually walk the walk.

At Tactical Trading Academy we post our trades regularly on our blog. You can view our winning trades as well as our losing trades. If you want to see a longer history of our trades, go to Performance page to view our track record. Our track record goes from August 2008 till current date.

We also post our trading statements in our website, click on the below links to view:
1. http://tradingeducationprogram.org/statement/
2. http://tradingeducationprogram.org/category/forex-statements/
3. http://tradingeducationprogram.org/category/stock-trading-statements/

Furthermore I had entered a US stock pick competition and I was ranked top 1.5%, see here for details. This competition lasted for a period of 12 months. Only a proven stock pick strategy can bring me to the top 1.5% ranking.

Tactical Trading Academy is the key to your trading profits. If you want to learn forex trading and stock investment from a real trader, make a prudent decision today, sign up with us. We will teach you the strategy that has allow us to generate regular profits in the financial markets.

To sign up with us, send email to us at metal.commodity@tradingeducationprogram.org. Our course fee is only USD300. Our course fee is much cheaper than a lot of worthless trading courses out there and our course is much more effective. Investing in yourself is the best investment that you can ever make.

“If money is your hope for independence, you will never have it. The only real security that a man can have in the world is a reserve of knowledge, experience, and ability.” – Henry Ford

Growth stock paying 8% dividend yield

2011-07-01T23:57:00.000+08:00

Its hard to find growth stock that is paying 8% dividend yield. But we had found one!

Basic purpose of the company is the provision of all manner of public or private telecommunications services, including ancillary or complementary telecommunications services or related services in Latin America and Europe.

Warren Buffett looks for companies with consistent earnings growth. This company has almost consistent revenue and earnings growth for more than 10 years. You can see that in the revenue and earnings charts below (pointed by the arrows).

Sir John Templeton said "The time of maximum pessimism is the best time to buy". Long term support level formed at $24.00. Share price had dropped from $27 to $22 (down 18% from the peak), we believe that we are at or near to maximum pessimism.

Being confidence in our own analysis on the stock is not sufficient, we want to see the company paying out attractive dividend every year. Currently the dividend yield of this stock is 8.06%. Wow!

Our course fee is only USD300. To sign up please transfer USD300 to paypal account: metal.commodity@tradingeducationprogram.org.

Upon signing up for our Learn Stock Investing program, you will receive:
1. One to one coaching via skype.
2. Our stock picks via email for 12 months.
3. Market update via email for 12 months.
4. Our formula spreadsheet to calculate intrinsic value of a stock.

Market Strategist
Tactical Trading Academy
Website: http://TradingEducationProgram.org/
Email: metal.commodity@tradingeducationprogram.org

“The critical investment factor is determining the intrinsic value of a business and paying a fair or bargain price.” – Warren Buffett

I HATE to be poor !

2011-06-25T19:01:00.003+08:00

Dear friends,

During of the one to one coaching session to my student, he asked what had driven me to work hard in my stock investment and forex trading. My answer is: I Hate To Be Poor !

I do not come from a well to do family. Since young my parents always educate me to keep expenses low. Most of my clothes was given from other people. I lived in a small house and I do not have a room of my own. I slept in a mattress placed near to the rubbish bin. Since young I wanted to change my living condition.

My first job was working as an assistant fund manager in the asset management arm of a bank. This job gave me a very good exposure in the investment industry. My supervisor who was the Vice President appreciated me. He said that he would make me into a good fund manager in 5 years' time. Guess what? Our bank was acquired and I was retrenched. The Vice President had moved on to another investment firm. So the promise made by my Vice President was not fulfilled. Its not my fault that caused me to lose my job.

Since I was jobless and I needed a job, I downgraded myself from a assistant fund manager to a back office staff in a boutique funds management firm. I felt like a 2nd class citizen working in this firm. The fund managers and analysts are always the 1st class citizen because they were the ones making the investment decisions for the clients. But this was one problem: I can pick better stocks that the analysts and junior fund managers there. Due to compliance reasons, I need to seek approval from the Chief Trader before I buy and sell my stocks. The Chief Trader noticed that few of my stocks had doubled in value, he was very impressed. The Chief Trader said he will follow me next time I buy a stock. The firm was losing big clients since their stock picks were not performing well. I left the firm after working for a few years.

I moved on to become a banker. During the interview, I showed my interviewer my trading statement. She was shocked at the number of winning trades and profits. She asked me if I really want to take up this job. I said yes, mainly because I do not want to work as a back office staff anymore. My responsibility was to advise high net worth clients and institutions on forex trading and commodity trading. I was committed to help my clients to make some money from my trading and investment skills. Once a big clients called me and asked what was my opinion on copper. I told him to buy at lower level, and I told him that its best to wait. Straight after I put down the phone, I got scolding from my supervisor. He said we should not reject any trading opportunities from clients. Because by rejecting any trading opportunities mean that the team was earning less commission. I was greatly disappointed by how they manage their clients. My career objective is never to make money by sacrificing the interest of the clients. I decide to look for another job after 2 years.

In 2007 I had participated in a US stock pick competition. At the end of the competition I was ranked top 1.5%, see here. I put this information into my resume and hedge funds started to call me up for interviews.

I saw an advertisement looking for a trader in a hedge fund. I applied for the job without much expectation that I would get the job. 1 month later they called me up for an interview. Again I went for the interview without any anticipation that I would get the job. Guess what? Not only did I get the job at the first interview, the hedge fund interviewer doubled my current salary. I got to work for my dream job, at the same time receiving a high salary. The title of my role is Investment Manager, wow ! What more can I ask for? I thought I would be working in this company for the rest of my life. But this did not happen. Subprime crisis came and the shareholders of the hedge fund decided to close down the firm. I was retrenched the second time. Again this was not my fault !

The second retrenchment was a wake up call for me. I realised that there is no job that is secured. I need to find my own income. Henry Ford said the only real security a man can have in the world is a reserve of knowledge, experience and ability. I decide to trade at home. I manage to generate decent income from my stock investment and forex trading.

You can view my trading statements. Click here to view my forex trading statements. Click here to view my stock trading statements.

I hope that I can help more people to acquire a skill that can help them to earn extra income on top of their full time job. Because no job is secured. Trading is a skill just like any other craft. You need to practice regularly to perfect your skill. This means that you cannot wait till your job is unsecured then you start to learn trading. You need to perfect your trading skill while you still have a job.

If you are interested to learn from me, send email to metal.commodity@tradingeducationprogram.org.

Market Strategist
Tactical Trading Academy
Website: http://TradingEducationProgram.org/
Email: metal.commodity@tradingeducationprogram.org

“If money is your hope for independence, you will never have it. The only real security that a man can have in the world is a reserve of knowledge, experience, and ability.” – Henry Ford

Build your wealth through Stock Investment

2011-06-24T23:45:00.001+08:00

Value stock investing drives our stock investment at Tactical Trading Academy. In short, if we believe a stock is worth a dollar, we will not pay more than fifty cents for it. We abide by our disciplined value investment philosophy and process.

Philosophy:
We are value investors when it comes to stock investing, which means that we invest in companies that we believe trade at a substantial discount to what we consider to be their true business value. We are patient investors, not market timers. We believe that, over time, the price of a stock will rise to reflect the value of the underlying company. Every stock purchase is viewed as if we were buying a piece of a business, not just a stock certificate. We believe that this approach to investing allows for significant investment returns while reducing risk.

Process:
Because we seek to identify undervalued companies, the investment process is not based on macro-economic factors, such as the performance of the economy or the direction of interest rates. Nor is it based solely on technical factors, such as the performance of the stock market itself. Instead, we employ an intensive, in-house research process to identify companies that meet our value criteria.

While some value investors may search only for stocks with low price-earnings ratios irrespective of the companies’ underlying worth, we takes a more in-depth approach. In evaluating potential investments, we focus on the following characteristics:

1. A company’s stock price and whether it is a significant discount to our estimate of underlying business value
2. Free cash flows & intelligent investment of excess cash
3. High level of manager ownership

From the universe of thousands of equity securities, we generates investment ideas through our proprietary strategy. If a security appears attractive, detailed quantitative and qualitative research follows.

Using our proprietary strategy we have been able to generate consistent profits in our stock investment. We specialise in stocks listed in Singapore, Hong Kong and United States of America.
Note: I was ranked top 1.5% in US stock pick competition and I am generating good income for myself from stock investment.

If you want to learn stock investing from us, send email to metal.commodity@tradingeducationprogram.org. Our course fee is only USD300.

Here are my Profit and Loss Statement for stock investments for the past months (click on the image to view):

Oct 10 profit is USD878.11 => SGD1,123.98
Nov 10 profit is SGD2,437.66
Dec 10 profit is zero
Jan 11 profit is USD1,428.39 => SGD1,828.34
Feb 11 profit is USD1,370.48 => SGD1,754.21
Mar 11 profit is USD1,113.88 => SGD1,425.77
Apr 11 profit is zero
May 11 profit is zero
Jun 11 profit is USD1,796.42 => SGD2,209.60
Total profit is SGD10,779.56

“Great investment opportunities come around when excellent companies are surrounded by unusual circumstances that cause the stock to be misappraised.” – Warren Buffett

Latin America stock with 100% upside potential

2011-06-21T21:17:00.000+08:00

Dear friends,

Recently we had discovered another investment opportunity. We believe that this stock could possibly offer 100% potential upside.

This company is a provider of wireless communications services in Latin America. The Company had an aggregate of approximately 3.8 million fixed lines in Central America and the Caribbean as of December 31, 2009. The Company’s principal operations are in Mexico, Brazil, Southern Cone, Colombia and Panama, Andean Region, Central America, United States and Caribbean.

Sir John Templeton said "The time of maximum pessimism is the best time to buy". Long term support level formed at $46.00. Share price had dropped from $59 to $48 (down 18% from the peak), we believe that we are at or near to maximum pessimism.

Being confidence in our own analysis on the stock is not sufficient, we want to see fund managers putting money in this company.

The biggest shareholders are Capital Group, Blackrock Group, Morgan Stanley Investment and Invesco Ltd. Since the big boys are investors of the company, this gives us confidence that this stock is indeed worth investing.

Our course fee is only USD300. To sign up please transfer USD300 to paypal account: metal.commodity@tradingeducationprogram.org.

Market Strategist
Tactical Trading Academy
Website: http://TradingEducationProgram.org/
Email: metal.commodity@tradingeducationprogram.org

“The critical investment factor is determining the intrinsic value of a business and paying a fair or bargain price.” – Warren Buffett

US Blue Chip Stock Trading at Massive Discount

2011-06-13T23:03:00.000+08:00

Dear friends,

Recently we had discovered another investment opportunity. We believe that this stock could possibly offer 70% potential upside.

This is a company that served customers of all sizes in 26 countries throughout North America, Europe, Australia, South America, and Asia. The Company operates three business segments: North American Delivery, North American Retail, and International Operations. They deliver office products and services directly to customers in Europe, Australia, South America and Asia.

Warren Buffett looks for companies with consistent earnings growth. This company has almost consistent revenue and earnings growth for more than 10 years. You can see that in the revenue and earnings charts below (pointed by the arrows).

Sir John Templeton said "The time of maximum pessimism is the best time to buy". Long term support level formed at $14.00. Share price had dropped from $26 to $14 (down 46% from the peak), we believe that we are at or near to maximum pessimism.

Being confidence in our own analysis on the stock is not sufficient, we want to see insiders putting their money in their own company.

One of the director had bought 15,150 shares recently. There are many reasons for directors to sell shares. But there is one main reason why directors buy, that is they believe share price will rise.

We had informed our students and subscribers at Learn Investing program about this blue chip stock that is trading at massive discount. If you want to know the name of this stock, you may want to sign up for our Learn Investing program as well.

Our course fee is only USD300. To sign up please transfer USD300 to paypal account: metal.commodity@tradingeducationprogram.org.

Market Strategist
Tactical Trading Academy
Website: http://TradingEducationProgram.org/
Email: metal.commodity@tradingeducationprogram.org

“The critical investment factor is determining the intrinsic value of a business and paying a fair or bargain price.” – Warren Buffett

March Statement: USD1,113.88 Profit

2011-03-05T09:29:00.001+08:00

Using our proprietary strategy I have been able to generate consistent profits in our stock investment. I specialise in stocks listed in Singapore and United States of America.
This strategy had enabled me to be ranked top 1.5% in a US Stock Pick Competition organised by Zacks.com, see here.

If you want to learn stock investment from me, send email to metal.commodity@tradingeducationprogram.org.

Our course fee is only USD300. To sign up please transfer USD300 to paypal account: metal.commodity@tradingeducationprogram.org.

Upon signing up for Learn Stock Investing, you will receive:

1. One to one coaching via skype. 2. Our stock picks via email for 2 months. 3. Market update via email for 2 months. 4. Our formula spreadsheet to calculate intrinsic value of a stock.

February Statement : USD1,370.48

2011-02-26T09:54:00.001+08:00

Using our proprietary strategy I have been able to generate consistent profits in our stock investment. I specialise in stocks listed in Singapore and United States of America.

This strategy had enabled me to be ranked top 1.5% in a US Stock Pick Competition organised by Zacks.com, see here.

If you want to learn stock investment from me, send email to metal.commodity@tradingeducationprogram.org.

Our course fee is only USD300. To sign up please transfer USD300 to paypal account: metal.commodity@tradingeducationprogram.org.

Upon signing up for Learn Stock Investing, you will receive:
1. One to one coaching via skype.
2. Our stock picks via email for 2 months.
3. Market update via email for 2 months.
4. Our formula spreadsheet to calculate intrinsic value of a stock.

Market Strategist
Tactical Trading Academy
Website: http://TradingEducationProgram.org/
Email: metal.commodity@tradingeducationprogram.org

“Nothing happens by itself…it all will come your way, once you understand that you have to make it come your way, by your own exertions.” – Ben Stein

Testimony from my Stock Investing student

2011-02-24T21:02:00.002+08:00

‘I learnt forex from Brendan last year and the BL TS System is profitable for me hence its a no brainer to jump on the opportunity when Brendan decides to teach his strategy on investing in the stock market too.

Brendan’s one-on-one coaching is very useful as he starts from the basics and tests you to make sure you understand before letting you in on the system of how to calculate the intrinsic(fair) value of the stock to find undervalued stocks and when to buy it.

Brendan’s strategy goes well with buy and hold investors. There’s even homework from him but instead of those from school where you’re just given a grade for your effort, you can find undervalued stocks for your efforts from putting what you have learned into practice.

$300 is certainly a reasonable amount for this course.’

Note: I was ranked top 1.5% in US stock pick competition and I am generating good income for myself from stock investment.

Market Strategist
Tactical Trading Academy
Website: http://TradingEducationProgram.org/
Email: metal.commodity@tradingeducationprogram.org

“The critical investment factor is determining the intrinsic value of a business and paying a fair or bargain price.” – Warren Buffett

Potential 100% Gainer

2011-02-19T11:05:00.001+08:00

At Tactical Trading Academy we focused on delivering long term capital appreciation for stock investment. We look for deeply undervalued equity securities of companies that will benefit from the dynamic growth in today's economies.

Our investment approach is based upon buying stocks of good quality businesses at a substantial discount to their intrinsic value, and holding them over the long term. Capital preservation is our top priority and we insist on having a large margin of safety before investing in any company – in short, if we believe a stock is worth a dollar, we will not pay more than fifty cents for it.

Once a while we manage to find a stock that is worth two dollar but market is only pricing in one dollar. Hence there is potential 100% upside for this stock. Such opportunities exist because there are not much research coverage on the companies. Or they are not yet discovered by big investors or fund managers.

We manage to find one such stock lately:

1. This company is in diversified business (energy, water treatment and property) hence it does not need to rely on one individual industry to grow its revenue.

2. This company has such a fantastic business model that it was recognised in Forbes Asia as one of the Asia Pacific's 200 best public listed corporations.

3. This company has an average annual growth of 30% and yet its PE ratio is only trading at 7 times.

4. Dividend yield for this stock is 5%. Dividend rate has been stable and is on the rising mode.

5. The company is able to generate healthy free cash flow every year. This allows the company to reinvest those cash flow into other businesses or pay out the cash flow as dividend to shareholders.

6. Recently this company had announced revenue growth of 34% and earning growth of 81%. But market is simply ignoring this fantastic announcement.

Market has ignored this stock but you CANNOT ignore this stock if you are looking for a stock with huge potential upside accompany with a fat dividend yield. We will be informing our Stock Investing student about this particular stock.

If you are interested to find out what is this stock, you may want to sign up for our Learn Stock Investing program.

We will not only tell you what stocks to invest and we will teach you why we have chosen those stocks. This means that we will be providing you the 'fishes' as well as teaching you how to 'fish'.

Note: I was ranked top 1.5% in US stock pick competition and I am generating good income for myself from stock investment.

Market Strategist
Tactical Trading Academy
Website: http://TradingEducationProgram.org/
Email: metal.commodity@tradingeducationprogram.org

Testimony from a Vietnamese

2011-02-02T07:03:00.001+08:00

"The education program is absolutely worth every penny of the course fee. The trainer, Brendan, is honest, sincere and a real experienced trader, who surely can give you best advice on Forex trading.

The strategy taught in the course is simple but unique,robust and effective, in my opinion. Like everything in life, in Forex trading, simple strategies work. Complicated strategies and methods never work.

The MT4 scripts provided in the program is a genius. It can help save us a lot of time scanning for best indicators for a particular currency pair. Then, trading signals can be generated based on the repeated patterns of the currency pairs.

Furthermore, the course fees is extremely reasonable and economical as compared to other overpriced forex trading courses.

I would recommend Tactical Trading Academy to anyone who is truly serious about making money in Forex."

Source: http://TradingEducationProgram.org/

176 Pips Profit generated in November 2009

2009-11-30T21:24:00.000+08:00

176 pips profit was generated for the month of November 2009

12 trades were executed: 8 trades won and 4 trades lost. This results in a Success rate of 66%!

If you are trading 1 full contract (100,000) per trade, your profit for 176 pips will be around US$1760.

Here are the details of my trades:

1. AUDUSD: 172 Pips Profit

The Dubai situation is still uncertain.
I had closed my AUDUSD at 0.9122, profit is 172 pips.

Original trade:

Buy AUDUSD at 0.8950
Stop level at 0.8870
Target level at 0.9300

2. AUDUSD: 100 Pips Loss

Stop triggered at 0.9162

Original trade:

Buy AUDUSD at 0.9262

Stop level at 0.9162

Target level at 0.9362

3. EURUSD: 53 Pips Loss

Cut loss at 1.4996, loss is 53 pips.

Original trade:

Sell EURUSD at 1.4943
Stop level at 1.5015
Target level at 1.4850

4. USDCHF: 82 Pips Profit

Support formed at 1.0080 so decide to take profit.

Buy USDCHF at 1.0093, profit is 82 pips.

Original trade:

Sell USDCHF at 1.0175
Stop level at 1.0230
Target level at 1.0075

5. EURUSD: 31 Pips Profit

EURUSD looks weak. Decide to close my EURUSD position first and buy back at lower level (16 Nov 09). Sold EURUSD at 1.4961, profit is 31 pips .

Original trade:

Buy EURUSD at 1.4930
Stop level at 1.4840
Target level at 1.5030

6. AUDUSD: 52 Pips Profit

AUDUSD has difficulty in going above 0.9350 resistance. So decide to close AUDUSD position at current price of 0.9346 (16 Nov 09). Profit for this trade is 52 pips.

Original trade:

Buy AUDUSD at 0.9294
Stop level at 0.9200
Target level at 0.9380

7. EURUSD: 24 Pips Profit

I had closed my position at 1.4951, profit is 24 pips (12 Nov 09).

Original trade:

Sell EURUSD at 1.4975
Stop level at 1.5070
Target level at 1.4880

8. AUDUSD: 11 Pips Profit

We have a small profit today (6 Nov 09). Though the profit is small, it is still a winning trade.

Original trade:

Buy AUDUSD at 0.9089
Stop level at 0.9010
Target level at 0.9180

9. AUDUSD: 62 Pips Profit

Current market condition is still rather unstable. Since I am sitting on some decent profit, I will choose to close my position (4 Nov 09). I closed my position at 0.9040, 62 pips profit.

Original trade:

Buy AUDUSD at 0.8978
Stop level at 0.8890
Target level at 0.9080

10. EURUSD: 58 Pips Profit

I had closed my EURUSD at 1.4826, 58 pips profit.

Original trade:

Buy EURUSD at 1.4768
Stop level at 1.4670
Target level at 1.4870

11. AUDUSD: 86 Pips Loss

Stop triggered, loss is 86 pips.

Original trade:

Buy AUDUSD at 0.9296
Stop level at 0.9210
Target level at 0.9374

12. AUDUSD: 77 Pips Loss

Stop triggered, loss is 77 pips.

Original trade:

Buy AUDUSD at 0.9197

Stop level at 0.9120

Target level at 0.9300

All of my trades are executed based on fully tested trading system based on real life experience.

If you are interested to learn about this trading system, send an email to me at metal.commodity@tradingeducationprogram.org to sign up for my Trading Education Program.

FX Programming Trading Part 2

2009-11-28T08:36:00.000+08:00

Last week I had posted the article “FX Programming Trading” and some of my readers ask me if this software only work for USDCHF. Of course not, this software can be use for various currency pairs.

I shall show the result of AUDUSD below:

The chart shows that if you have been using this program to trade AUDUSD from 1st January 2009 to 28 November 2009, your capital will grow from US$10,000 to US$11,376.

Below shows the analysis of the returns:
Gross profit is US$4,056.68
Gross loss is US$2,680.14
Total trade executed: 58
Profitable trades: 39 (67.24%)
Losing trades: 19 (32.76%)
Largest profit: US$298.34
Average profit: US$104.02

To buy this program, first you need to be a student of our Forex Education Program at Tactical Trading Academy. This is because you need to learn the strategy of our system. Then you can choose to buy the system. The pricing of the system is very reasonable and affordable. Special rate will be given to existing students.

If you are interested in our Forex Education Program or our system, please send email to metal.commodity@tradingeducationprogram.org.

FX Programming Trading

2009-11-28T08:35:00.002+08:00

Below shows the program that I have used for my own trading as well as for my students.

The chart shows that if you have been using this program to trade USDCHF from 1st January 2009 to 20 November 2009, your capital will grow from US$10,000 to US$12,960.

Below shows the analysis of the returns:
Gross profit is US$4,291.71
Gross loss is US$1,331.64
Total trade executed: 53
Profitable trades: 37 (69.91%)
Losing trades: 16 (30.19%)
Largest profit: US$256.96
Average profit: US$115.99
Maximum consecutive wins: 8 trades

If you are interested in our Forex Education Program or our system, please send email to metal.commodity@tradingeducationprogram.org.

Breakthrough Discovery In Forex Trading

2009-11-15T13:07:00.001+08:00

If you have been trading long enough, I believe you will be very familiar with the technical indicators, ie Bollingerband, MACD, Williams, Commodity Channel, Relative Strength Index, Parabolic etc.

But have you been making money using those indicators? Sometimes I guess. Have you wondered why sometimes it works and why sometimes it does not work?

I had heard of extreme comments from other traders, ie "indicators do not work", "don't waste your time using indicators", etc. Possibly those traders have been losing a lot of money using indicators in their trading and possibly they have learned to trade forex the wrong way.

In the past 1-2 years I have heard of trading courses started to teach trading without using any indicators. So this means even the trading educators who have been trading for years do not believe in indicators.

Since indicators have been an important tool in trading, in Tactical Trading Academy, we have done extensive research into this area. Our conclusion is that different products (currency pairs) have different behaviours. So you must use specific indicators for specific products. From this research we have discovered BL TS System. All of our student learn to trade forex using BL TS System.

In our website under "Our Trading Secret", we mentioned that we have evidences to show that using fixed indicator will not be profitable strategy in the medium term. You have to choose the correct indicator for the correct currency pair.

Let us use AUDUSD as an example. The graph below will show you what is your equity value if you have been using those indicators to trade AUDUSD for the past 6 months.

The graphs show that if you have been using MACD and Bollingerband to trade, you will do well. We perform our quantitative test and send out the results to our subscribers on a weekly basis. So our subscribers will know specifically which indicators to use for which currency pairs.

As a matter of fact, MACD and Bollingerband had signal buy on Friday, we had entered a buy trade on AUDUSD at 0.9294, see here. Currently this trade is sitting on 40 pips profit.

We believe this research discovery is a breakthrough in the trading industry and few traders are aware of this.

If you are interested to Learn Forex from us, send an email to us at metal.commodity@tradingeducationprogram.org.

Upon subscription, you will receive the followings:
1. Weekly updates on the proven indicators
2. One-to-one coaching on trading
3. Live emails reminders when trading opportunities occur
4. Ebook on our trading strategy

Valid Methodology Taught in our Forex Education Program

2009-08-30T17:12:00.002+08:00

Chen had just completed the 2 months forex education program. At the end of the program, he said in his email that the educator’s trading has shown a valid methodology and he will continue to practice the methodology in his own trading.

Content of his email:

If you wish to learn forex trading from us, do send us an email to metal.commodity@tradingeducationprogram.org. Our course fee is very reasonable and affordable.

Learn Forex: How Do I Earn US$1090 From Forex Trading (GBPUSD)

2009-06-16T04:17:00.001+08:00

Learn Forex: Online Trading Education Program

2009-06-10T14:42:00.001+08:00

We provide online trading education program at Tactical Trading Academy. The cost of the program is less than US$200. These are the things that we provide in our program:

1. 46 page ebook on forex trading

2. Daily market news update:
This includes information on the trades of the big players in the forex market (central banks, hedge funds, Soverign fund, Semi-official).

I had been working in the financial industry for couple of years and had built contacts with bank traders in Asia, London and New York. Many times they will share their clients' orders with me and I will share it with my students via emails.

This week I had heard of a famous hedge fund selling EURUSD. Immediately I had sent out emails to ask my students to close their buy EURUSD trades and initiate sell EURUSD and AUDUSD trades. All turn out to be profitable.

This value added service is something which other educators will not be able to provide. And I believe money cannot buy this service.

3. Daily resistance and support levels

My students have told me that they have problem identifying resistance and support levels. So I am providing them those levels on a daily basis.

4. Trading ideas for 2 months

Trade ideas are generated from BL TS System.

5. Currency reports from various global investment banks:
Global investment banks have great influence in the trading industry. When they recommend buy on EURUSD, many of their big clients may take up this recommendation and push the price up.

Some of the banks' clients include: high net worth individuals, hedge funds, other investment banks. To acccess to their currency reports is not easy for retail traders.

Again with my contact, I am able to get those reports and share it with my students.

6. Unlimited support in email and skype for 2 months

A new trader usually has a lot of questions. I will try to answer all their questions.

7. One-to-one coaching session via skype

I will teach about trading strategy, money management and risk management.

To read about Why Choose Us, click here to read.

If you are interested to sign up for our online trading education program, please send email to metal.commodity@tradingeducationprogram.org.

Learn Forex: Earn US$971 profit from USDJPY

2009-06-10T14:41:00.001+08:00

Learn Forex: Simple Steps in earning US$1000 from EURUSD

2009-05-29T20:32:00.001+08:00

If you are interested to learn forex from our Trading Education Program, do send us an email to metal.commodity@tradingeducationprogram.org.

Upon subscription, you will receive the followings:
1. Weekly updates on the proven indicators
2. One-to-one coaching on trading
3. Live emails reminders when trading opportunities occur
4. Ebook on our BL TS system
5. Live update on market activities

Learn Forex: How do I earn US$877 from Forex Trading

2009-05-28T11:53:00.001+08:00

Ebook: "Our Trading Secret: BL TS System"

2009-05-27T16:09:00.001+08:00

I am selling an ebook that I had written myself, entitled "Our Trading Secret: BL TS System"

This is the content page of the book:

Table of Contents

1. What is Forex Trading
2. Importance of Forex trading
3. Four Main Types of Orders in Forex Market
4. Forex Trading Price Movements-How and Why Markets Move and How to Profit
You predict the Forex expense trends
The Market obeys Scientific Laws
Business Can be made of News
Actual Expense Trends
Win the Competition
Be Imperfect but Never a Loser
5. Forex Traders: The Need to Be Objective
Forex Trading Tools
The Three Trend line Strategy
6. How to Win with Forex: The Step-by-Step Secrets
Success Comes From Within
Discipline & Losses
A Trading Edge
Success is in YOUR Hands
7. Dangers of Getting Emotional About Forex Trade
8. The Correct Timing in Forex Trading
Making Proper Use of Support and Resistance
Why Buy Low and Sell High Doesn’t Work
It Takes Guts - But It Makes Money
9. The Importance of Real Time Forex Charting
10. BL TS System
Why is BL TS System an essential tool in your trading
Details of BL TS System
How to identify buy and sell signals from the various indicators
11. Money Management
12. Guidelines To Follow
13. How to choose a Forex Trading Course
14. Actual Trading

Normal price of the book is US$50 but I am only selling US$20 now. If you are interested to buy, send email to metal.commodity@tradingeducationprogram.org.

How do I profit US$480 from EURUSD trade

2009-05-26T23:44:00.001+08:00

Prechter Cites Profits as Chart Analyst Sees 80% Drop in Stocks

2009-05-24T06:42:00.000+08:00

May 15 (Bloomberg) -- Robert Prechter, known for examining stock charts to make market forecasts, says dividend payouts, the ratio of share prices to earnings and dwindling cash at mutual funds mean U.S. equities may plunge as much as 80 percent.

See here for rest of the article.

Breakthrough Discovery In Trading

2009-05-20T11:31:00.000+08:00

If you have been trading long enough, I believe you will be very familiar with the technical indicators, ie Bollingerband, MACD, Williams, Commodity Channel, Relative Strength Index, Parabolic etc.

But have you been making money using those indicators? Sometimes I guess. Have you wondered why sometimes it works and why sometimes it does not work?

I had heard of extreme comments from other traders, ie "indicators do not work", "don't waste your time using indicators", etc. Possibly those traders have been losing a lot of money using indicators in their trading.

In the past 1-2 years I have heard of trading courses started to teach trading without using any indicators. So this means even the trading educators who have been trading for years do not believe in indicators.

Since indicators have been an important tool in trading, in Tactical Trading Academy, we have done extensive research into this area. Our conclusion is that different products (currency pairs) have different behaviours. So you must use specific indicators for specific products.

In our website under "Our Trading Secret", we mentioned that we have evidences to show that using a fixed indicator will not be profitable strategy in the medium term.

Let us use USDJPY as an example. The graph below will show you what is your equity value if you have been using those indicators to trade USDJPY for the past 6 months.

The graphs show that if you have been using MACD and Parabolic to trade, you will do well. We perform our quantitative test and send out the results to our subscribers on a weekly basis. So our subscribers will know specifically which indicators to use for which currency pairs.

So what are the signals from MACD and Parabolic for USDJPY telling us now? Both have signal sell. As a matter of fact, yesterday we had already sent out emails informing our subscribers that USDJPY presents a selling opportunity when it was trading at 96.06. At the time of writing USDJPY is trading at 95.60, this trade is sitting on 46 pips profit.

We have posted this trade in our website yesterday, see here. If you click on the link you will see that both Parabolic and MACD have signal SELL on the USDJPY chart.

We believe this research discovery is a breakthrough in the trading industry and few traders are awared of this.

If you are interested to subscribe to our service, send an email to us at metal.commodity@tradingeducationprogram.org.

Upon subscription, you will receive the followings:
1. Weekly updates on the proven indicators
2. One-to-one coaching on trading
3. Live emails reminders when trading opportunities occur
4. Ebook on our BL TS system

Strategy Taught In Forex Trading Course

2009-05-19T10:18:00.002+08:00

Recently one of my reader sent an email to me. In the email he said that he used to attend a forex trading course that costs him more than $3000. In the seminar the speaker taught the students how to trade GBPJPY using MACD and Williams.

I am always skeptical whenever people tells me that using fixed indicators in their forex trading strategy will turn out to be profitable. I can simply perform a quantitative test to prove that using fixed indicators on currency pairs will not work over a period of time. This is because different currencies have different behaviour and this behaviour changes over time as market condition changes. So we cannot use the same indicators for a specific currency pairs for all seasons.

In my view trading strategy can be narrow down into 2 broad categories:
1) Trending following and 2) Reverting to the mean.

1) Trend following strategy means if the trend is up, you follow the direction and buy. If the trend is down, you follow the direction and sell. This is why most people say the trend is your friend. In this case, indicators used for this strategy will be MACD, Parabolic, Bollingerband etc.

Currency pairs that currently belong to this group are EURJPY, EURUSD, USDJPY, GBPUSD.

2) Reverting to the mean strategy means if the price goes up too high, it may be time to sell. Vice versa if the price goes down to much, it is time to buy. In this case indicators used will be Williams, Stochastic, Commodity Channel, RSI etc. If you have been trading long enough, you will know that the trend is NOT always your friend. The trend can be a trap many a times.

Currencies that used to belong to this group are AUDUSD, NZDUSD, USDCAD. But behaviour of these currencies have changed lately due to market's wild move.

So those traders who had previously been successful in trading AUDUSD using stochastic will face serious damage in his trading lately.

To solve this problem I have developed a system that is flexible and adjust itself to market conditions. Quantitative tests are performed on a weekly rolling basis so as to capture up-to-date behaviours and patterns of the various currency pairs. Then using the information from the quantitative test to generate buy and sell signals.

I think this is a more realistic and practical way of trading. Most importantly, it works. If you would to view samples of past trades generated from this system, send an email to me at metal.commodity@tradingeducationprogram.org or metal.commodity@gmail.com.

To find out more about our forex trading course, see here. Our course fee is a small fraction compared to those available in the market.

Soros Makes Billions As Stocks Collapse

2009-03-27T16:15:00.000+08:00

George Soros has no worries about the global recession. He and a handful of others in the arcane and virtually unregulated world of hedge funds have made a bundle off the global recession.

“I'm having a very good crisis,” Soros says, quoted by the U.K. Daily Mail.

As the Obama administration sets its sets on reining in the industry, Soros and others literally made billions by taking contrarian bets against stocks.

As stocks fell in half, pension funds collapsed and millions of savers watched their 401(k)s founder, Soros made $1.1 billion last year.

“It is, in a way, the culminating point of my life’s work,” Soros told The Australian.

Institutional Investor’s Alpha magazine reports that the best-paid hedge fund managers were paid $11.6 billion last year, the third-best year on record, although down sharply from the $22.5 billion in paychecks they cashed in 2007.

Among the top earners (all are estimates):

• James Simons, Renaissance Technologies, $2.5 billion

• John Paulson, Paulson and Co., $2 billion

• John Arnold, Centaurus Energy, $1.5 billion

• George Soros, Soros Fund Management $1.1 billion

Even if you were pretty bad at running a hedge fund it was a good year, the magazine reported. Average take-home pay for the top echelon was $464 million and the average fund CEO packed away $2 million.

Buying Car Insurance In Singapore

2009-03-18T18:41:00.001+08:00

Today if you're a smart consumer, you will search for the best low cost auto insurance or cheap car insurance rate especially now when insurance rates are not as low as they used to be. It's not only smart but absolutely necessary to seek out the lowest possible vehicle or car insurance quote.

If you're just starting to look for cheap car insurance quotes, you'll want to compare both long established and newer insurance companies for cheaper rates. The new auto insurance companies are competing for your business, but of course they don't have a long term history to back them up.

Auto or car insurance rates and quotes are never going to be identical for each company. There are many variables in insurance plans. Make sure to find out all you can about the company you've selected. Check online for customer car insurance reviews and ratings but keep in mind that negative reviews can happen with any auto insurance company. You want to make sure you find out exactly how much your deductibles will be and any conditions attached to them.

Keep in mind that insurance companies change their rates from time to time so the quote you got yesterday may not be good today. Many insurance companies will offer lower or cheaper insurance rates or more affordable budget rates than others with the same type of policies. You'll want to make sure that you have full quality coverage or at least the coverage you basically need in your insurance policy. Make sure the insurance agents will be easy to contact at their office or home. If buying insurance online, find out how easy it will be to contact your agent over the Internet.

You want to make sure to compare all the cheap car insurance quotes that you do get; some may be very similar to each other but some of the quotes could be quite a bit different.

If you don't have a very good driving record you might not be able to get the insurance deductible you want. Make an attempt to focus on trying to turn your driving record around to further lower your insurance costs. And if you've always been with one company, don't assume you're getting the best insurance rate; compare the features and get quotes from other several companies. But sometimes longevity will play a part so make sure that you aren't giving up the long history you may have with a good workable insurance company rather than going with the cheapest quotes.

If you haven't had any automobile accidents that were your fault and you're a good driver, then consider a higher deductible. You would pay out a larger sum of money in the event you have an accident that's your fault but you would save on your monthly or quarterly insurance premium. Several car insurance policies or plans are based on a reasonable estimation of the annual average projected distance expected to be driven with figures provided by the insured. This low mileage discount benefits drivers who only drive their cars now and then.

Make sure the car insurance company you select offers excellent, quality low cost and cheap rates of auto insurance and a high level of customer service. These are just a few of the best tips that can help you understand discounts, save money on your auto insurance and give you an idea what to look for when you're getting a cheap car insurance quote.

If you want a good deal for car insurance, contact Bruce Ang at 93627877.

How to Buy and Sell Gold for Profit

2009-03-13T04:48:00.001+08:00

There are many ways to earn a profit through buying and selling gold. Old jewelry, broken jewelry and other items such as gold "fillings" or teeth can be converted to cash when you sell online or elsewhere. There are even gold parties that you can hold or go to in order to buy or sell gold for a profit.

In the current economic climate, people are looking to buy and sell gold at an amazing rate. People are turning to their old, unused gold pieces to help them make ends meet. Whether buying or selling, gold is definitely on the upswing in the world of investments.

Before you sell old jewelry or your scrap gold, you need to find out its value. To do this, you will need to have access to a gram scale or know how to convert ounces into grams. There are charts available on the internet which show you how to make the conversion. Troy ounces are used to weigh fine gold. One troy ounce of pure gold is equal to about 31.1 gram. Gold coins are valued differently and have what they call a "numismatic" value, so it depends on the age, condition and rarity of the coins when valuing them.

Profits can be made when you have something to sell that someone else wants. Because gold is considered an asset that is only increasing in value during these hard economic times, it can be very worthwhile for you to buy and resell gold. Even scrap gold dealers are willing to pay more than usual for old and broken jewelry or other gold pieces. Gold dealers can be found at auctions and online, so it would be wise to check both out.

If you want to buy scrap gold for profit, you may benefit from having a gold "party" where your friends bring their scrap gold to be weighed and purchased by you, the "dealer". There are various companies who sponsor these parties. Or you can learn as much as possible via the internet and start your own scrap gold business.
With people having a hard time making ends meet, many are willing to get rid of gold they are no longer wearing or really have no use for. They may be willing to sell it to you at discount just to get some instant cash.

Whichever you choose, buying or selling gold, a profit can be made if you are careful about weighing and pricing your gold properly and researching the going rates.

TheFinance.Sg

2009-03-11T10:22:00.002+08:00

TheFinance.sg is a collection of articles from various local bloggers who comes from different walks of life but share one common passion - Personal Finance and Investing.

The aim of this site is to become an aggregator for Finance and Investing blogs/sites in Singapore. By consolidating quality sites and articles together, the owner hope to spread the the knowledge and information to more people.

Trading Education Program

2009-03-11T07:52:00.000+08:00

Jobs are unsecured and lost in current economic environment, we need to equip ourselves with a skill such as forex trading that can help us earn secondary incomes.

Employers can take away our jobs but they cannot take away the forex trading skill which will belong to you once you have master it.

Forex trading is one of the way which we can use to earn secondary incomes.

As a matter of fact, in current market environment, I perceive that forex trading is a safer financial instrument than stock investment. Stock market is experiencing a bottomless fall now. As for forex trading, if you have a good system, there are a lot of opportunities in making money now.

If you want to learn a good forex trading system, you may want to take up my Trading Education Service.

If you sign up for my Trading Education Program, you will

Receive a manual for my system
Receive daily email on my trades with entry level, stop loss and exit level for the next 3 months (through these emails you will be able to learn when to enter a trade using real life example)
Receive market commentary
Develop confidence as a trader
Unlimited email support for the next 3 months (you will be able to ask me all the questions about trading)
Make trading profits

In my opinion a new trader must be guided in a real life trading environment for a period of time, this is why my education program last for 3 months.

If you are interested in my trading education program, send an email to me at metal.commodity@gmail.com.

These are my track records:

525 pips profit generated in the month of February 2009:
See here.

317 pips loss generated in the month of January 2009:
See here.

699 pips profit generated in the month of December 2008:
See here.

857 pips profit generated in the month of November 2008:
See here

781 pips profit generated in the month of August - October 2008:
See here

My official website: http://systematictrading.wordpress.com/

(Testimonials from my subscribers, performance of my alerts and details of past trades can be found inside)

Through my manual you will learn the methodology of my system. Through my emails you will learn why I execute those trades. I am sure my service will make you into a better trader.

"Nothing happens by itself...it all will come your way, once you understand that you have to make it come your way, by your own exertions." - Ben Stein

Stay Cool

2009-03-08T11:03:00.002+08:00

Always appreciate that we communicate with each other and i believe at this point in time many already hide under one corner.Yes we seeing DJ go lower low before April and i think DJ is looking for a new standing point.(support level).

When DJ broke 7000 level there are only two reaction from investor.....can buy or not ,or how will it go lower (but one interesting part when DJ go below 7000 or down 300pt no one will use mkt crash or crack or....)season already.

In fact i think both investor are not wrong.For can buy or not investor ...yes buy when mkt oversold and against avoid small cap(as mention some defensive stks still holding well even STI at 1500 level however our STI does not reach the lower low yet...1474pt.

Yup mkt will go lower but for sure will not go to zero value..(haha free of charge)...and this is what i call slow and painful stage and it may last till next August....(of course in between may see gd news...more stimulus package,company share buy back,director share buy back but of course bad news like co. go bust, or news for merger ,take over ,delist....will going on.

No one can tell when is the bottom however set youself a price target for quality stk and review when it touch the level (but remember do not set the price to ridiculous low or the mentality of low and expect lower ).

If you ask me what stk to buy i will tell you to buy finacial sector(note:our mkt) because after this crisis they will sharpen and shape into a stronger player in the global mkt....along the way will update you the strategies and the call ...cheers...TGIF

Above is a commentary from my broker. If you would like to sign up with my broker, send an email to me at metal.commodity@gmail.com.

350 Pips Profit Generated (89% Success Rate)

2009-03-06T18:02:00.002+08:00

350 pips profit was generated in the first week of March 2009. If you have been trading at 2 mini lot, then your profit will be US$700.

9 trades were executed: 8 trades won and only 1 trade lost.
This results in a success rate of 89%.

Here are the details of my trades:

1. USDCHF: 66 Pips Profit

Target level is reached at 1.1584, profit is 66 pips.

Original trade:
Shorted USDCHF at 1.1650
Stop level at 1.1714
Target level at 1.1584

2. USDCHF: 84 Pips Profit

Target level reached at 1.1805, profit is 84 pips.

Original trade:
Bought USDCHF at 1.1721
Stop level at 1.1640
Target level at 1.1805

3. USDCAD: 2 Pips Profit

USDCAD is not moving today, possibly calm before a storm.
I closed my position at 1.2780, 2 pips profit.

Original trade:
Bought USDCAD at 1.2778
Stop level at 1.2640
Target level at 1.2909

4. USDCAD: 83 Pips Profit

I close my position at 1.2830, 83 pips profit.

Original trade:
Shorted USDCAD at 1.2913
Stop level at 1.3030
Target level at 1.2793

5. AUDUSD: 77 Pips Profit

Target level is reached, 77 pips profit.

Original trade:
Bought AUDUSD at 0.6310
Stop level at 0.6230
Target level at 0.6387

6. AUDUSD: 40 Pips Profit

I closed my position at 0.6399, 40 pips profit.

Original trade:

Shorted AUDUSD at 0.6439
Stop level at 0.6480
Target level at 0.6359

7. USDCHF: 20 Pips Profit

I closed my position at 1.1730, 20 pips profit.

Original trade:
Shorted USDCHF at 1.1750
Stop level at 1.1810
Target level at 1.1674

8. AUDUSD: 52 Pips Profit

I close my position at 0.6388, 52 pips profit.

Original trade:
Bought AUDUSD at 0.6336
Stop level at 0.6232
Target level at 0.6452

9. USDCAD: 74 Pips Loss

Stop order triggered, 74 pips loss.

Original trade:
Shorted USDCAD at 1.2758
Stop level at 1.2832
Target level at 1.2682

All of my trades are executed based on fully tested trading system based on real life experience. If you are interested to generate alternative income by tapping on this trading system, send an email to me at metal.commodity@gmail.com.

Testimonials from my subscribers:

2009-03-04T20:34:00.003+08:00

Below are genuine testimonials from my subscribers. The testimonials confirmed that my contents and service has been beneficial to many.

If you would like to generate alternative income through forex trading, send an email to me at metal.commodity@gmail.com.

1. Testimony from Allan (Singapore)

Hi Brendan and fellow traders,

I just want to say thank you to Brendan because he has made me believe that forex trading could become one of my other income sources. I started on 19 Nov, and up till today 30 Nov EST, I have made 318 pips. Based on 1 mini contract on each trade, I have made a humble $323.23, which is almost doubling my initial capital. Almost 90% ROI in 7 trading days! I cannot believe this!

I once paid thousands $$$$ for seminars on trading US stock options and I can definitely tell you that they dun work as well as Brendan’s forex system work for me.I am now a happy man.I strongly urge non subcribers to try it for themselves, see, and feel this excitment.

Afterall, its not that much $$ for the alerts, compared to the crappy thousand dollars system out there. I think enough of publicity. hhehehe, back to the trading platform.

2. Testimony from Earl (United States of America)

Hello All,

Just wanted to add to the many happy traders who have followed Brendan’s alerts. I had been trying so many differnt systems all with little to no success and was about to give up on the Forex figuring it wasn’t for me when I came across an article at Forex Factory.com that Brendan had written.

I first thought well heres another 1 of those people with all the answers but immediatly felt the way he wrote the article there was something different here.I have now continued to make money with proper money management as have most who have been following his alerts.

The price is a steal, most signal sites charge 99.00 a month or above so Brendan is virtually giving them away.The greatest thing about Brendan is he has become a great friend and inspiration always ready to help whether it be in Forex or just life in general.

Thanks Brendan from the bottom of my heart. God Bless

3. Testimony from A.R (United Kingdom)

Hi Brendan and all…,

Thanks for your support over the past few months. I must say this alert service is as good as it can get. No drama in huge fees, complicated setups, delays etc. No nonsense trade alerts as soon as they occur.Great part of this service I find is that Brendan is not worried about the losing trades, he just carries on. He has total confidence in what he is doing.

The trades are fully transparent and he does not hide behind any bad trades. Excellent stuff mate, keep it up. Last month I banked over 800+ pips just following the trade alerts. I like the idea of wider targets (with wider stops) as you do not have to be stayed clued in front of the trading screen. I just went for the email alerts.

However, now I have started to do some tweaking with the trades but the overall structure is great. Keep up the good work Brendan.

4. Testimony from Lawrence

Hey Brendan,

thanks for setting up this no frills no nonsense service for all of us! I must say you have really added value to the trading process and simplified FX trading for us all…!

I think most importantly with depressed equity markets this is an avenue people can attain a 2nd source of income in such bad times which is really the most important thing… thanks for doing this and going by the cost of your email alerts, I do not think you are doing this for money, God bless you…!

5. Testimony from Abid Ashraf (Ireland)

Your subscription is great value for money. I have scanned loads of websites for forex alerts, they are far off from what you are offering and the transparency of the fact that you do trade your trade recommendations is a big PLUS.Thanks again for all your email alerts.

Excellent Brendan. You have certainly outperformed other signal providers. I have subscribed to known names in the market and pay around $50 each month and tied up for 18 months and had incurred some losses in December. I appreciate for all your efforts.

No system is perfect but what we are looking for is a profitable system which is consistent in delivering the results. 4 good weeks in a row followed by an average week is by far the best and exceeds the expectations for most of the traders, so please keep this coming and keep it up!!

6. Testimony from Terence

It’s indeed heartening to hear about your experience and your kindness in sharing with others, esp. for those without the deep pockets to afford expensive courses.

7. Testimony from Warren Donte Jr (USA)

Brendan, I just wanted to drop you a note and let you know how much I’ve enjoyed trading with you. I’m thrilled to have finally discovered a brilliant trader with both the “Thunder and the Lightening” or the Sizzle and the Steak” (The System and the Steady Cash-Flow)

There’s nothing in the world like consistant profits in the midst of a global economic depression. I’m a lucky guy (blessed) to find ya…before my money can evaporate. I’m convinced that you are really on to something extra special. If you EVER decide to sale a LIFE-TIME membership to your clients…I’d want to be the very first person in line!!! I would buy it in a minute.

It’s great to wake up in the morning to trading signals that give me a 75% chance of success. It’s even better to go to bed at night knowing that my “money garden” has explosive upside potential in the future. You give guys like me some HOPE…a chance, a sparkling ray of golden light in a traders dark, mysterious, topsy-tervy world. Thank God..!! Halelujah..!!!

I’m also a fairly decent trader(started trading in Platinum futures in ‘89) but, I over traded a few times too many. Margin calls cost me dearly…over $40,000 altogether. This has made my life very,very difficult. I’ve got some serious debt and only about 3 thousand left to trade. So, I’m cautiously aggressive about making a comeback, and your system is perfect for me!!!

I would like to eventually help you to promote it. Once I’m back on top, I could make a good poster boy for you. I’m lookin forward to it. Well that’s all for now. I’ll keep in touch………p.s. I like how you handled the”heat” recently in the usd/jpy………p.s.

Wow, watching the big gains in the usd/cad on friday made me wonder if ther are times to “let your profits run”………. p.s. Do you guys ever get any sleep. Your trades seem to be all around the clock (smile).

Grace & Peace. Warren Donte Jr

8. Testimony from Jensen (Singapore)

Firstly, I would like to Thank Brendan as he is the one who introduce me to Forex Trading. Through his system, it has helped me to understand the characteristics of Forex Trading better. He is a humble guy who is willing to share his trading expertise and post all his winning and losing trades. A great, no-frills service for the retail traders.

Keep up the great work!

9. Testimony from Elliot Lau

Hi Brendon,It is very good to include a brief explanation on the reason for the trade.
You have done a good job.

Cheers,
<><><><><><><><><>
Elliot Lau

10. Testimony from Bill (USA)

I greatly appreciate the time you take in providing the alerts, answering my questions, and our conversations regarding trading.It is clear you are extremely intelligent and have put a lot of time and effort into developing your system.

Although a successful bank trader for 15 years, self trading on retail platforms proved to be an entirely different challenge. I treaded water trading part time for 2 years before coming across BL TS. Brendan’s system was simple enough to employ immediately and, most importantly, profitable. Brendan does not guarantee every trade will make money. It is not a “get rich quick” plan for FX trading. It is a methodical approach to the market utilizing well known and thoroughly back-tested technical indicators.

Consistently applied, I have found the system remarkably profitable. I like the flexibility of taking Brendan’s trade recommendations as well as learning his system and applying it myself. What I liked most about the presentation of the system and trades is the trading adage I most relied on in my successful FX history… “Plan the trade, trade the plan.”

11. Testimony from Olivier (France)

I am so happy to have met Brendan.
His service is great, he’s very helpull and always take time to answer your emails.

I started daily trading on the Forex 5 days ago, the 3 first days i lost 800 EUR !!

Since i started to practice with Brendan, i earned 600 EUR in one day !
Thanks again my friend

Olivier, Paris, France

12. Testimony from Mike Jackson (UK)

I’d like to say thankyou to Brendan - I am a recent subscriber to his alert service and after 4 years of learning it has added a new dimension to my trading.

He is a very dedicated individual and very willing to help. He has settled on a simple system which he trades consistently and with discipline, to the advantage of all his subscribers. He shows us his signals and gives us the excellent opportunity to learn as we trade his signals.

More importantly, his signals are reliable - and Brendan’s trade planning with stops and targets is consistently objective. We can all borrow from his objectivity and have confidence he is a trader with discipline and vision. Thanks Brendan, I am enjoying this service more than any other I have been involved with.

Best wishes

Mike

Track Record On Forex Trading

2009-03-04T03:37:00.000+08:00

Current banking crisis environment is certainly too risky for equities investment. Investors should look to alternative investment to grow their money, forex trading is one of them.

After years of building systems, testings, modifications, and more testings, I had finally created a forex trading system that had helped me to achieve profitability in forex trading.

The theory behind the system is that, there is a rotational, repeating cycle in the movement of the market prices. This is much like that of the waves of the ocean, where the waves react in relation to the invisible undercurrents of the ocean. These cycles keep repeating itself again and again with a time frame of not longer than 2 months for each cycle (from experience).

The reason that such a phenomenon happens and repeats itself is due to the nature of human behaviour. All through time, people have basically acted and reacted the same way in the market as a result of: Greed, Fear, Ignorance, and Hope. Markets can change, but human nature has stayed the same for centuries.

Here is the performance of my trading:

525 pips profit generated in the month of February 2009:
See here.

317 pips loss generated in the month of January 2009:
See here.

699 pips profit generated in the month of December 2008:
See here.

857 pips profit generated in the month of November 2008:
See here

781 pips profit generated in the month of August - October 2008:
See here.

All of my trades are executed based on fully tested trading system based on real life experience. If you are interested to generate alternative income by tapping on this trading system, send an email to me at metal.commodity@gmail.com.

Looking For An Executive Apartment In Singapore?

2009-02-05T12:01:00.000+08:00

Address: 669B,JURONG WEST ST 64,#,642669
For: SALE
Rooms: 3

Asking Price: 448000
Valuation Price: 448000

Remarks: EA NEW LIST@ BLK 669B JURONG WEST!! $$ ZERO CASH!$$ HIGH FLOOR, CORNER, WELL RENO, NEAR JURONG PT, MRT, AMENITIES ETC.. GRAB BEFORE ITS GONE!! CONTACT NO:93627877

If you are interested to advertise in my website, send an email to me at metal.commodity@gmail.com.

Learning to trade FX may give you a career opportunity

2009-01-22T15:18:00.001+08:00

Foreign exchange (FX) professionals are still in demand in Asia. The sector is comparatively profitable and liquid, layoffs are limited, and small-scale hiring is still happening.

There is still recruitment going on in operations and in the middle office to support front-office growth and to control risk.

Banks generally want people with experience in complex products - not just vanilla FX - because their clients are seeking structures that can enable them to hedge exposures, limit risk and at the same time benefit from FX volatility.

To read the full report, click here.

If you have not traded forex before, click here to open a mini account. Minimum capital is only US$100.

Ning Research

2009-01-02T12:12:00.003+08:00

Ning Reseach is a consultancy firm that specialises in numerical modeling, simulation and analysis. For more information on their integrated numerical solution services visit their web at http://www.ningresearch.sg/

2009 Will Be the Year of the Bankruptcies

2008-12-27T01:09:00.001+08:00

Ready To Go?

2008-12-17T00:05:00.002+08:00

My office very empty (what i trying to say is most of them going on leave) and indirectly telling me that market is very quiet. Year end and Christmas rally come too early. Will market substance...not too sure but withall the effort that all governments around the world and this week might be another round of interest rates cut, I think mkt overall should be okay.

However this hightlight to us conditions are very bad. From US$700b toUS$1 trillion, from auto crisis bail out or not (already tough decision) to Madoff case which rocks already shaky hedge fund sector (probably more sell redemption after new year).

So why market rally or rebounce....my personal views are funds shorted in October and November low are buying back for year end closing or book closed, secondly funds that want to sell already mostly sold.

I received calls to ask me is this the right time to buy...as usual trading yes, investment not yet but might be soon. Most of the investors concern...when is the bottom? Against my personal view, I will take Oct low as a guide (no doubt November is lower) and by end of 2009 April index does not go below this October low or in par, most likely this will be the bottom (but doesn't mean economic recovering soon...in-between any big bankruptcy news will any time pull index lower).

Already come out some idea (segregate into four sectors...small caps,yield or defensive,blue chips and last growth and concept stks).....cheers will keep you update....tks

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This commetary is given by my stock broker. If you are interested to open account with him, send an email to me at metal.commodity@gmail.com.

Have You Been Making Money From Your Investment?

2008-12-06T05:40:00.003+08:00

Have you been making money from your stock investment? I guess no, as we are in a bear stock market now.

Do you still think that stocks are cheap, time to buy? How long have you suffered financial losses due to this belief?

Since early 2008 I have switched from stock investment to forex trading. I have relied on my BL TS system for my trade signals and I have been making money.

Making money means seeing cash inflows in our bank accounts, not holding to some stocks that are perceived as undervalued, yet see no tomorrow.

This week 6 trades were executed: 5 trades won, 1 trades lost (83.33% success rate). 458 pips or US$919.33 profit was generated.

1. USD/JPY – Long closed (-104 pips) on 4 Dec, see here

Open Buy: USD/JPY @ 93.51
Stop level: 92.47
Target level: 94.66
Closed: 92.47 (Loss is 104 pips, US$224.94)

2. USD/CAD – Long closed (+40 pips) on 4 Dec, see here

Open Long: USD/CAD @ 1.2547
Stop level: 1.2443
Target level: 1.2663
Closed: 1.2587 (Profit is 40 pips, US$63.56)

3. GBP/USD - Short closed (+63 pips) on 2 Dec, see here

Open Short: GBP/USD @ 1.4868
Stop level: 1.4950
Target level: 1.4735
Closed: 1.4805 (Profit is 63 pips, US$126)

4. USD/JPY – Shorted closed (+56 pips) on 2 Dec, see here

Open Short: USD/JPY @ 93.46
Stop level: 94.30
Target level: 92.51
Closed: 92.90 (Profit is 56 pips, US$120.55)

5. GBP/USD - Shorted closed (+190 pips) on 1 Dec, see here

Open Short 20,000 GBP/USD at 1.5311
Stop level at 1.5510
Target level at 1.5121
Closed: 1.5121 (Profit is 190 pips, US$380.00)

6. EUR/JPY - Shorted closed (+213 pips) on 1 Dec, see here

Open Short 20,000 EURJPY at 120.73
Stop level at 123.00
Target level at 118.60
Closed: 118.60 (Profit is 213 pips, US$454.16)

All of my trades are executed based on BL TS (trading system).

If you are interested to generate alternative income by tapping on BL TS, send an email to me at metal.commodity@gmail.com.

If you are interested to open a forex trading platform, click here to open. Choose Pro-Account in account opening. Demo trading is available, give it a try, its free anyway.

Risk Disclosure: Forex trading has large potential rewards, but also large potential risk. You must be aware of the risks and be willing to accept them in order to participate in the futures trading markets. Don't trade with money you can't afford to lose. This website is neither a solicitation to invest nor an offer to Buy/Sell futures or options. The past performance of any trading system or methodology is not necessarily indicative of future results.

Gerald Celente Predicts Revolution

2008-12-03T19:44:00.001+08:00

This Crisis Isnt As Bad As The Great Depression

2008-12-02T15:40:00.000+08:00

Jubak’s Journal: This isn’t the Great Depression

Show Me The Money!

2008-12-01T12:31:00.003+08:00

How many times have you heard CNBC "experts" saying that stocks are cheap, time to buy? The end result is that stock market falls much lower. If you had followed the recommendation of those gurus, you would have lost a lot of money now.

But when you speak to those "experts", they will tell you that you do not understand what is value investment. They will tell you that stocks are trading below their intrinsic value, so we will see profits when market realises that.

The problem is I need real profits, not just potential profits. I need an alternative income in this unstable economy where jobs are not secured and unemployment rate is high.

Indeed stocks are cheap, but in the a recessionary environment, stock price can go even cheaper.Since start of 2008, I had since switched to forex trading. Due to my experience and skills as a hedge fund trader, I managed to build a model that can help traders to achieve 70% success rate in forex trading.

Here is my track record for the month of November:

In the month of November, 49 trades were executed: 35 trades won, 14 trades lost (71% success rate), total profit is 857 pips, US$1,244.48.

Here are the trades details:
http://www.forexandbinary.com/2008/11/67-success-rate-in-month-of-october-and.html

All of my trades are executed based on BL TS (trading system).

If you are interested to generate alternative income by tapping on BL TS, send an email to me at metal.commodity@gmail.com.

Risk Disclosure: Forex trading has large potential rewards, but also large potential risk. You must be aware of the risks and be willing to accept them in order to participate in the futures trading markets. Don't trade with money you can't afford to lose. This website is neither a solicitation to invest nor an offer to Buy/Sell futures or options. The past performance of any trading system or methodology is not necessarily indicative of future results.

Jim Rogers on Crisis

2008-11-21T14:15:00.002+08:00

Click on video to watch

Buy Or No Buy

2008-11-15T13:01:00.005+08:00

Our mkt still holding strong but will come down shortly.There are no fundamental to support the market. US market trying to hold above 8000pts but bear in mind many news are not surface yet.

Big swing for US yesterday and our mkt only move within 1817.53 pts to 1746.56. and our value drop to 800m. I think most of us still remember the recent melt down where we seeing STI coming down sharply 100+ pts each day. This is what I call slow and painful.

Of course in between there are trading opportunty but what I trying to say is do you belong to short term or long term player. You know what I mean as you know traders will find every opportunity to trade.

Many investors will ask can buy or not, I will say no because there will be buying opportunity along the way. Market from now heading no direction because most of the bad news already out and next wave of news will not out soon and we are seeing market is not going to be good so I will ask m clients to stay out .(Unless most of them like you an experience trader know when to long and how to cut)

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How many times have your broker asked you to buy for the past 6 months, and you ended up losing money? My broker has been asking me to hold cash during this bear market, this has helped me to save a lot of unnecessary losses.

This is market commentary from my broker who has been in the industry for 15 years. If you are interested to open account with this experience broker, send an email to me at metal.commodity@gmail.com.

Financial Prayer - Only take you 30 seconds‏

2008-11-11T19:54:00.000+08:00

Here is your financial blessing! It's a simple prayer, you've got 30 seconds. If you need a financial blessing, continue reading.

PRAYER:

Heavenly Father, most Gracious and Loving God, I pray to you that you abundantly Bless my family and me. I know that you recognize that a family is more than just a mother, father, sister, brother, husband and wife, but all Who believe and trust in you.

Father, I send up a prayer request for financial blessing for not only to me but to all those that have read the prayer in this website. And that the power of joined prayer by those who believe and trust in you is more powerful than anything. I thank you in advance for your blessings.

Father God, deliver the person reading this right now and those who will read it in the near future from debt and debt burdens. Release your Godly wisdom that I may be a good steward over all that You have given me Father, for I know how wonderful and mighty You are and how if we just obey You and walk in Your word and have the faith of a Mustard seed that You will pour out blessings.

I thank You now Lord for the recent blessings I have received and for the blessings yet to come Because I know You are not done with me yet.

In Jesus name, I pray, Amen

Election Trade

2008-11-04T11:28:00.001+08:00

Election Trades

Free From Piles

2008-11-03T12:51:00.001+08:00

Healed at the Miracle Service, SingaporeIn late February 2003, Harry Ang was alarmed when he saw blood in his stools. At once, he thought it was a relapse of his piles, which he recovered from in 2002.

He started drinking lots of fruit juices. He even took traditional Chinese herbal tea meant to flush out from his body whatever that was causing his condition. After one week, his efforts proved to be futile.Harry decided to consult a Chinese physician who specializes in treating piles.

However, five days later, despite taking the prescribed medication, his condition persisted. He then visited his usual physician who immediately recommended that he go for a medical check-up.At the Changi General Hospital, he was diagnosed as having piles. But to rule out other possible causes of his bleeding, a colonoscopy was scheduled on April 21, 2003.

In the meantime, Harry started on the medicine prescribed by his doctor.When the bleeding did not stop after a few days, he even doubled the dosage with his doctor's approval. Still, there was no sign of improvement. Desperate, he appealed to Jesus, telling Him just how exasperated he was. Harry also shared with his cell members who prayed over his condition on March 14.

The following day, Harry, who was rostered to be a Gospelighter at the Miracle Service, decided to fully concentrate on seeking God for healing. That night, Pastor Rony's message was "Scriptural Basis For Your Healing". So focused was Harry that he remembered all the five scriptural verses shared from the pulpit. During prayer, he felt a heat flowing down from his head and knew that he had received a touch from God.The next morning, although he still passed motion with blood, he was unperturbed.

Meditating on the five scriptural verses repeatedly, he claimed his healing in the Name of Jesus. The following morning, the bleeding finally stopped and has not recurred since. Praise the Lord!

Article from http://www.lighthouse.org.sg/TEST/Home.html

Questions from my reader

2008-11-03T11:05:00.004+08:00

Here are some questions from Mr Zhao in US, he is a retired scientist. My answers are as follow.

1. Do you think we will have a decent rally till the end of the year?

I do not know if this rally will sustain till end of the year, but I certainly know that this is just a bear market rally.During this period of time many investors will think market has bottomed, and they will buy aggressively. As this rally is mainly driven by sentiment and not fundamental, poor earnings announcement from companies will push the stock market even lower after the party is over.

2. Do you think the best place to go is metals and agriculture?

I think the best place to go is blue chip stocks that generates huge free cash flows and are low in debts.

3. Where is the place to invest?

As this USD rally is just temporary in my opinion, I will try not to invest in US stocks, as I will lose in exchange rate. I will be investing in Singapore bluechip stocks if S&P500 falls to 800.

Stocks that I will be interested to invest are:
CapitaLand, Singapore Airlines, Singapore Petroleum, Singapore Exchange, Singapore Telecom, Jardine C&C , Cosco, Development Bank of Singapore.

4. Do you think precious metals will be a good place to go or we have to buy their stocks because they are extremely oversold?

Precious metal is a good buy if gold falls below $700 again. But do buy stocks as well. If the market falls by another 20% - 30%, this will be the best opportunity to buy stocks. You are likely to see decent profits in 2 - 3 years' time.

Bottom Yet?

2008-10-31T17:09:00.005+08:00

Are we at the bottom yet , not too sure but with the help of rates cut this will somehow cushion the downside. Rally? Don't think so.For surethis mkt is oversold and 'happened' that rates cut by US, pre election rally, bear mkt rally, month end closing, short squeeze ......

I belive many problems will surface after president election. Whoever get the seat will not easy to deal with the problems.We are heading to the stage three of bear mkt which is slow and painful.

Everything will be very slow like watching slow motion moving and market volume and value will diminish.Mktwill turn side way and prices might deteriorate slowly. This will normally last 6-12months and in extreme case 18mths.

Good news is this will be thebest time to look into good potential stks because at this stage those companies that cannot make it will flush out and those with potential will see the intrinsic value.
Going forward will see minimum action from now tillyear end. Maybe some window dressing or year end rally after Christmas and Chinese New Year rally...haha(at least we seeing short term support at 1480 and i think this is a very gd benchmark or indicator...why...if 20% downside from 1480 i will think very attractive...

Bear in mind no one canactually catch the bottom (not even warren buffett able to catch the bottom but yet he is still a winner at the end of the day)...cheers ...TGIF

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This is commentary from my broker. If you are interested to open account with my broker, send an email to me at metal.commodity@gmail.com.

Have You Given Up Your Hope On Stock Investment?

2008-10-31T13:51:00.003+08:00

I have been working in the financial sector for 8 years now. Having worked in investment company and also worked as a broker, this allows me to gain a lot of knowledge in the financial world.

But the best learning experience actually comes from a 50 years old secretary in one of my previous firm. Her stock dividend alone is $20,000 a year, to her this is her tour package fund. She will use this amount of her dividend to travel to Europe and Australia.

So I ask her what is her investment strategy. She said buy blue chip stocks in market downturn and wait patiently. Then she will list down the buying price of all her blue chip stocks, all of them are in super low price. When blue chip stocks make money, they will pay out good dividend. And good companies will increase their dividend payout year after year.

Recently I had heard some of my friends saying that they will not invest in stocks anymore. It seems like they have lost hope on stock investment. Then they will lose the biggest money making opportunity of their life time.

Retail investors should adopt a very long-term horizon to benefit from the stock investment.

The best opportunity of major stock investment is during bad times. Always try to start major investments during a recession, a global market crisis, a banking crisis or when nobody is interested in stocks, such as now.

When fear and panic happens and people sell irrationally, fundamentals and intrinsic value are thrown out the window. This is when good companies get dumped together with the bad. Even stocks that are not directly related to the financial crisis are being sold at ridiculous prices.

Bull and bear markets always repeat themselves, just like summer and winter. We all know from history and common sense that the market will eventually recover and go to even higher highs.

If you want to emerge a winner, then stay calm, keep your logic and hold and invest in solid companies that are generating free cashflows, low in debt, and has to ability to recover after a recession.

I am calling for a bottom when S&P500 goes down to 800 or when STI goes down to 1200. At that time it would be the time for investor to commit "big". I am sure our investment will pay off handsomely 2 - 3 years down the road.

If you dont have a broker account yet, send an email to me at metal.commodity@gmail.com, I will recommend my broker to you.

Disclaimer:

The material on this blog has no regard to the specific investment objectives, financial situation, or particular needs of any visitor. It is published solely for informational purposes and is not to be construed as a solicitation or an offer to buy or sell any securities or related financial instruments.The author accepts no liability whatsoever for any loss or damage of any kind arising out of the use of all or any part of this material.

Some Thoughts on Market

2008-10-30T12:17:00.005+08:00

Last night US Federal Reserves has cut 0.5% interest rate to 1%. This has caused USD to weaken. So what will happen?

I expect stock market to rally for the next few weeks or even months. We will also see gold, silver, oil, copper and other commodities prices going up for the next few weeks.

During this period of time many investors will think market has bottomed, and they will buy aggressively.

As this rally is mainly driven by sentiment and not fundamental, poor earnings announcement from companies will push the stock market even lower after the party is over.

My model shows that STI Index is going to bottom at around 1200. I will advise to buy and hold for long term only when STI goes to this level.

One particular stock that I had already bought is AIG. I had bought it at $1.50. This is a high risk high return stock. Fundamental of the company is in serious trouble, but I do know that the stock price will not go down to zero as US government already owns 80% of the stock.

As this is a high beta stock, it will rise much more than the general market in a rebound. I intend to take profit if the share price double or triple.

In this credit crunch, I will avoid stocks that are not generating free cashflows and are highly in debt. These stocks are candidates that may not survive in current situation.

Where will STI Index bottom?

2008-10-28T21:39:00.007+08:00

I went for reservist training on 13 Oct to 24 Oct. On the 1st day of my reservist (13 Oct), I told some of my friends that STI Index is going to fall to 1500 (STI was at 2080 on 13 Oct). Most of them viewed my prediction with suspicions and some even said this was impossible.

Today 28 Oct we have seen STI Index falling to the low of 1473 (so 1500 is reached). Those people who said STI Index to fall 1500 is impossible will have enlightened now.

But is 1500 the bottom for STI Index? I do not think so.

My model (BL Market Estimator Model) uses Fed Rate to predict the direction of S&P500. Then using S&P500 as a guide to predict the level for STI.

This model assumes that when Federal Reserves cuts interest rate, that is a sign that US economy is not doing well and in need of help. Hence S&P500 will go lower.

Federal Reserves will have a meeting on 29 October (tomorrow).

Currently my model assumes that US will cut interest rate to 1%, so buying level for STI will be 1200.

But if US cuts interest rate to 0.75%, then buying level will have to be lowered.

I will wait for the outcome of the meeting before making a decision of whether to buy.

In the event that STI Index falls to 1200, I would encourage my readers to buy blue chip stocks. At that time STI Index is already down 70% from the peak, I see little risk in buying at those level.

Traders who are interested to trade CFDs can open account at IG Markets. Click here to open.

Lessons from the 1929 Market Crash

2008-10-28T12:19:00.003+08:00

In this financial crisis, I had often used 1929 market crash as a reference. At that time stock market had fallen 89% from its peak. Currently stock market has fallen around 60% from its peak. So if history repeats itself, market will have to fall another 20% - 25%.

Looking to buy Gold at $600

2008-10-27T20:03:00.000+08:00

On 18 September I had took profit on Oil / Gold spread trade, see here. Meaning I had sold gold at 892.08. Now gold is trading at 721.75 (much lower now).

Some of my friends and readers have asked me why is gold price falling in this crisis environment.

Reasons are:
1. Hedge funds have sold off their gold investment to meet margin call requirement.
2. USD and gold move in inversed direction (see chart below). Rising USD had pushed gold price down.

USD strength is not going to cool off soon so this means gold price will move down lower.

I will be interested to buy gold again at $600 level.

If you are interested to trade gold, click here to open account.

Two Strategies That Will Continue To Do Well

2008-10-19T13:13:00.001+08:00

Two strategies that will continue to do well in the forex market are:

1. Selling of High Yield Currencies
High yield currencies such as AUD, NZD, EUR and GBP have been depreciating for the past 5 months. Reason is because United State is almost done with its interest rate cut, but not for Australia, New Zealand, Europe and UK. Hence due to interest rate differential, these high yield currency will fall.

2. Buying Japanese Yen
For the past 5 years carry trades have been very profitable. Traders have borrowed (sell) Japanese Yen at near zero interest rate and lent (buy) at 5% - 7% in AUD, NZD, EUR and GBP. But due to weakening of global economy, traders have started to unwind this trade. Meaning buying Yen and selling the high yield currencies.

To tap on these strategies, traders can short sell AUDUSD, NZDUSD, EURUSD, GBPUSD and USDJPY in forex trading platform OR buying "Under" in option trading platform.

To open an account in forex trading platform, click here.
To open an account in forex option trading platform, click here.

When Defensive No More Defensive

2008-10-10T16:06:00.003+08:00

Hi Brendan

In fact I should cut short to tell you just stay out ,stay out , stay out. This is what i call when defensive no more defensive .Warren Buffett start hunting for potential stks and most important are investors confident shaken.

Are we at the bottom....i don't think so.Big bear is coming. The mkt will come to a stage where prices at unbelievable level and when you think is cheap it goes cheaper. For those with holding power my advise to you is stay on because if you ask me where is the bottom , i don't know but it will settle soon.What we can do now is to base on historical data...1998 the bottom was 7450pts in Sep& Oct and 2002 Oct at 7200pts,so if you ask me i think should at least come down to this level.

If we think the situation is worst than 1997 crisis and 2001(911) don't you think index shd come down to below 7200pts...when the dust settle ....don't know...but i personally feel if we divide the bear into 5 stages i think this is stage two which is the fast and furious...what we can do just to sit tight and with your safety belt on..(remember to put on helmet also...)....stay out, stay out, stay out...in-between there will be bear mkt rally but trust me it will not last long...TGIF

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This is market commentary from my broker. If you want a well-experienced broker who double up as an advisor, you should open an account with him. Contact me at metal.commodity@gmail.com if you are interested.

Cramer: Where to put your money now?

2008-09-30T10:40:00.000+08:00

We may see bear rally in equity market

2008-09-24T13:56:00.002+08:00

The dollar gained versus yen on US government plans to revive credit markets and prevent further finance industry collapses.

In our view yen is a barometer of risk and fear in the financial market. Yen has weaken against USD causing USDJPY to rebound from its support level of 103.80, indicating that fear factor in the financial market has cooled down. Hence we suspect we may see a bear rally in the equities market over the next few days.

Traders can tap on this rally by buying “Over” for stock indices at Mansion88Finance.com. Click here to open account.

Article from Mansion88finance.com

Shania Twain - You're still the one

2008-09-21T22:56:00.001+08:00

V-shaped mkt (commentary from my broker)

2008-09-20T09:18:00.005+08:00

What a super volatile mkt for last few days.STI touch 2300 low yesterday and rebounded to 2419 with trading range of 120pts and today mkt even more volatile,STI surged 139.86pts to 2559 where high 2575 which was up 156pts.When STI at 2400 mkt already consider oversold and yesterday STI dropped another 100pts which seen like end of the day.(Even DJI came down to 10459 low where 10700 is a strong support level which is 241pts below the lower low)

Today we seeing a V-shaped reversal and this is what we call short covering and short squeeze.For those who shorted are forced to cover back.Short term quite unlikely to see STI to touch 2300 again and as mention before should see some rally two weeks from now and oils and commodities rebounded strongly.Even banks sector completed the lower low within two days(low shd be 16.40 and lower low 15.40 ) and going foward we are quite unlikely to see this scenario.

What is going next if u missed the boat , take this opportunity to unload some of your holding and buy back later when the mkt turn overbought. Do remember rally doesn't mean problems solve.Whether more to come ,we don't know as problem will not solve until we see growth from the companies' results(my personal view ....i.e..Broking results) or unemployment rates or CPI.......

TGIF

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If you are interested to open account with my broker, send an email to me at metal.commodity@gmail.com.

Synthetic CDOs

2008-09-18T17:37:00.004+08:00

Synthetic CDOs are the ones causing so much damage to the financial market now, what actually is Synthetic CDOs?

When 'cannot be' turn 'possible' !

2008-09-16T18:49:00.009+08:00

It is always good to go holiday and when i came back to office i realised most of the stks from 'cannot be' to possible.It's going to get worse before it gets better.We have seen all the blue chips being sold down(dbs,uob,ocbc....).I personally feel this is gd news because banks are normally one of the last to sell down.

All the negative factors we can think of are added in...(margin call, redemption,cut loss,force selling,short selling,bearish outlook......).I read some of the stks recommendation written last week and compared the prices yesterday...wow it is cheap...but today all prices go cheaper.

I feel mkt will stabilise and we see the low at 2412 today which mean mkt came down almost 300pts from 2700 and small caps dropped 20%(when you think cannot be) a day however quite unlikely to drop 20% every day,but do u dare to buy...fear factor but right decision(when mkt down 20% we consider bear and now mkt took only few weeks to form half the bear track...where i already factor out the high 3800).We seeing investment bks like L.Bros and ML badly hit by the crisis.

And no one know who will be the next. AIG is a crucial decision for Fed. and the US govt.Where is the bottom, maybe small rally two weeks from now but beware of bear trap.It will take quite a while to settle the whole issue ...happy to see more takeover and merging ...why .. because this is one of the indicator to tell the movement of the mkt.

If u ask when is the bottom ..haha ...ask Warren Buffett because he is one of the indicator or when defensive stks no longer defensive,when everyone fear or give up to look at the mkt.Gd mkt vol. and val. today , if the vol. and val manage to substain at this level we should see some support in the short term......

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This is market commentary from my broker. Previously there are many experts saying "market has bottomed", "worst is over", "time to buy financial stocks", "buy on dips", he is the few who said market has not bottom, dont buy yet.

If you want a well-experienced broker who double up as an advisor, you should open an account with him. Contact me at metal.commodity@gmail.com if you are interested.

CFA or CAIA - What is the Difference?

2008-09-14T15:31:00.001+08:00

Since the Hedge Fund Group (HFG) launched the Chartered Hedge Fund Associate (CHA) Designation I often get emails about how it compares to other designations available to investment professionals.

For many months now though I have been getting far more emails asking about the main differences between the Chartered Financial Analyst (CFA) and Chartered Alternative Investment Analyst (CAIA) designations.

Here is brief answer to this question:

The CFA and CAIA designations have some similarities – they're both for finance professionals and are earned through an exam series, but when you look at the curricula and the intention of each, the distinctions are pretty clear.

The CFA Institute offers a comprehensive, in-depth educational program on traditional investments; the CAIA Association offers a comprehensive, in-depth educational program on alternative vehicles.

The CAIA program is more dynamic, which is in line with the industry's rapid development, whereas the CFA program is much more static, which is in line with their emphasis on the traditional fundamentals that have stayed fairly constant over time.

- Richard

Artice from Hedge Fund Blogger.com

How do Jews make money?

2008-09-10T22:24:00.005+08:00

Recently I am reading a book call "How do Jews make money?" written in traditional chinese.

Here are the extracts:

1. 22% Vs 78%
The Jews believe that 22% of population controls 78% of the world's wealth. So Jews focus on their business in the top 22% of the population.

2. Woman
The Jews believe that women are good spenders and they have the purchasing power. So the Jews like to sell products that cater to women.

3. Mouth
The 2nd business that the Jews are interested is anything that can put into the mouth. This can be wine, food or medicine.

If you google for "Rich and famous Jews", you will find that a lot of successful Jewish businessman are into those concepts.

I am a supporter of this organisation:
Christian Friends of Israel.

How Great is Our God

2008-09-08T16:53:00.000+08:00

Earnings Confirm Bull Case for Diageo

2008-09-07T09:11:00.001+08:00

Diageo’s stock has struggled along with the overall market this year. The concerns surrounding the stock (strong GBP, weak consumer, and rising input costs) should have been eased after last week’s conference call. If anything, Diageo’s H2 earnings reaffirmed the long case for investors.

The long case:

o Cost Control
o Demand Growth Continues
o Very Attractive Valuation

Cost Control
By far, the two most sensitive costs DEO faces are its input costs and transportation costs. While DEO is largely levered to these costs, the profit growth in H2 was directly achieved through cost cutting and cost control. This is substantial because other distillers and brewers have suffered from rising corn, wheat, hops, aluminum, and plastic costs. Furthering this point, Organic net sales increased 6.6% while profits increased 9%.

Demand Growth Continues
While Europe and North America have recently slowed, the overall industry appears stable.

For example, Brown-Forman’s recent quarter reported:

o Jack Daniels volumes were up +4% globally, single-digits in the U.S., and +8% internationally
o Southern Comfort down in the U.S.;
o Finlandia continued strong growth outside the U.S. +16% globally.

These results were echoed by Constellation Brands, Fortune Brands and Diageo.

DEO’s H2 sales growth was largely driven by international performance. International sales grew by 16%, North America by 5%, and Europe by 3%. The strong performance was lead by positive growth in all brands with the exception of Johnny Walker. This should relieve the fears investors have over slowing demand growth.

Valuation
After the release analyst estimate remain unchanged, leaving the shares on at a 2009E PE of 15.1x and 2010E PE of 13.7x with an expected yield of 3.7%. This is slightly ahead of the market average, but given their earnings constancy and strong results it is probably deserved.

DEO’s recent earnings show that management is executing flawlessly in a potentially difficult environment and its customers continue to purchase it spirits. DEO stands out in the consumer products space not only in performance but valuation.

Article from Themarkettone.com

Let the dust settle

2008-09-06T18:49:00.009+08:00

Hi Brendan

If you ask me when the dust settle, my answer is i don't know. However we seeing new era in the stk mkt. sti trying hard to hold above 2700 and bad news is when you think this is the support level the sti plummeted almost 150pts within three days to 2550 and turn 2700 support level into resistance level. worst is yet to come ? yes i agree but i personally feel that at least short term mkt is oversold, dust will settle at around this level.how long does it last ,once again no one can tell.

For those with strong heart ,this is extremly good trading opportuniy..(provided you pick the rt stk...and again AVOID penny stk). In bear mkt chances of making money from small caps are extremly tough.So how to pick a stk...one gd example...we seeing oils and commodities related stks already punished badly in the recent melt down and for sure they are overdone.(of course must come with liquidity and volatility...look at their trading range).

Dji at 10700 is a gd support level but look vulnerable when things get worst.How to judge whether 2550 is a support level,let dji to test the 10700 and if our sti can hold within the range of 2530 to 2550 and at least gd news is sti will trades within 2550 to 2700(remember to apply the greed and fear rule).

Well maybe think of the positive way only under this mkt condition we can discover which stk is gem and which is lemon...the only easy day was yesterday...

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Another fantastic market commentary from my broker.

The fact that he has asked me not to buy during this bear market has helped me save a lot of money. My broker has also kept reminding me NOT to touch small cap stocks in this kind of market because cap stocks are going to be hit the HARDEST.

I like the part which he said "the only easy day was yesterday", how true is that!

Now I am not watching the stock market anymore until my broker (or adviser) tells me that its time to buy.

Now I spent most of my time trading commodities and currencies for my personal account.

If you believe that stock market is going to go deeper on the downward direction, you can consider selling USDJPY. This is because there is positive correlation between USDJPY and stock indicies. I had been shorting USDJPY for the past few days, my FX trades can be seen in www.forexandbinary.com.

You can try out the demo account at IG Markets, click here to open account.

If you are interested to open account with this stock broker, send an email to me at metal.commodity@gmail.com.

Cash is King: Accrual Earnings Stock Screen

2008-09-02T09:00:00.002+08:00

In the early part of this decade we learned, ironically enough, earnings don’t represent real money. When a company says it earned a dollar per share last quarter, it doesn’t always mean it has that dollar to spend on dividends, share repurchases, debt repayment, or re-invest in firm’s operations.

As we all know that a dollar of earnings is comprised of assumed non-cash earnings called “accruals.” These accruals are not bad or negative for a firm, but they can be red flags in identifying a changing operational environment or potential management manipulation. I will give a few red flags that you should be aware of:

Red flags:

Sharp rise in inventories: This may suggest difficulties in generating sales, over costing instead of expensing items, or overproduction; all of which are not good.

Sharp rise in payables: This may imply problems with paying suppliers, which be due to insufficient sales or credit difficulties.

Sharp increase in accounts receivable: This may signal rising competitive pressures forcing the firm to extend better credit terms; this is sacrificing future sales for today. Also, inconsistent percentages representing reserves against receivables can be a sign that management is using these reserves and a “cookie jar” to produce earnings.

Disclaimer: Keep in mind, a rise in inventories may also indicate that a manager feels sales will rise in coming quarters. In many cases inventories, payables, and receivables may be seasonal; therefore, they need to be taken into the context of the firm’s history and industry.

I am not going to make the assertion that all firms with these red flags are the next “Enrons,” but in the last year of Enron’s operations all of these red flags were present. For example, Accounts receivable increased over 300% from 1999-2000. Inventories doubled, and Accounts Payable increased 400%.

There are ways to screen and compare firms with low or negative accruals, which is indicative of a firm generating large amounts of cash. The most common is the Accrual Ratio.

To calculate the accrual ratio, simply subtract FCF from Net Income and divide the result by Total Assets. When FCF is greater than Net Income, the Accrual Ratio is negative, which is good because cash earnings are greater than accounting earnings. When Net Income is greater than FCF, it indicates that part of the income was the result of non-cash items (accruals). Earnings spiked by accruals are considered to be of a lower quality and can be indicative of manager manipulation or a changing operational environment.

I have created a starting point for investment ideas using the following screen:

Accrual Ratio > .5 (or <.5, depending on long or short)
Net Income > 0
Not in the financial sector
Market Cap > $1 Billion

Longs Ticker LFY Accrual Ratio
HEALTHSOUTH HLS -88%
Mirant MIR -78%
Cubist Pharmaceuticals CBST -67%

Shorts Ticker LFY Accrual Ratio
Atlas America ATLS 68%
Genco Shipping GNK 59%
Baldor Electric Co BEZ 58%
LKQ Corp LKQX 54%

Twelve years ago Richard Sloan, from the University of Michigan, made a groundbreaking discovery; shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones. He suggest that investors focus too heavily on earnings and not on cash generation, and this can lead to earning surprises and multiple expansion in the future. For this reason, the Accrual Ratio is a great starting point for any stock screening strategy.

Article from capitalistcow.com

Price Momentum + Fundamentals = Profits!

2008-09-02T08:55:00.001+08:00

Ultimately the performance of a stock will follow the underlying fundamentals of a firm. Stocks that are rising quickly usually represent firms which are executing well and have strong profit growth. On the other hand, stocks that are falling usually represent firms that are failing to grow earnings or whose fundamentals are declining.

Stocks which outperform the broad market have a few things in common:

Strong earnings growth
Affordable valuations
Improving industry fundamentals
A healthy balance sheets
Sound management
Most investors target these qualities and hope their stocks will do better than most, but I would suggest also doing the reverse. Look for stocks outperforming because their outperformance more often than not is due to the traits above. Stocks with strong earnings growth, affordable valuations, and healthy balance sheets can outperform for years.

If you are a value investor you may find a firm with all of the above and at some point Wall Street will realize the fundamentals and reward the shares. But who knows when this will be. Finding shares where investors are already realizing the firm’s excellence can accelerate the process. This brings me to Relative Strength.

Relative Strength (RS) is an indexed based number which ranks how your stock is performing relative to the overall market over a given period of time. For example, if a stock has a relative strength of 80 it has outperformed 80% of the stocks over a specified period.

Combining RS with individual fundamentals can be an excellent beginning point for a stock screen.

The Screen

For this screen I took:

12-month return > 99% of all stocks
QoQ EPS Growth > 0
5 Yr. Avg. ROE > 0

For this screen I received the following results:

Clearly this screen produced stocks which have significantly outperformed the broader markets and it may represent an excellent starting point for further research. I will follow this post up in the next 30, 60, and 90 days with updates to see how they faired.

Article from capitalistcow.com

How to tell Fools Gold from Real Gold?

2008-09-01T19:49:00.003+08:00

What is Fools Gold made of? Pyrites or Iron Pyrites. It is a mineral that has historically been confused with gold because of its similar color and shape. But despite the similarities in appearance to real gold, it can be easily distinguised from it if you know what to look for.

First of all, the streak of the two minerals is different. "Streak" refers to the color of a mineral's powder. The color of a mineral's powder can be tested by rubbing the mineral on a surface of hard white porcelain. The color of the residual streak indicates the contents of the minerals. Real gold has a yellow streak, while Fool's Gold has a black streak.

In addition to the color of the minerals' streaks, fool's gold and real gold also differ in hardness. Gold has a low hardness of 2 1/2 to 3 on Moh's relative hardness scale (roughly the same as a finger nail), while fool's gold has a hardness of 6 to 6 1/2 (a typical knife blade measures at approximatel 5.5). A relative hardness of zero signifies a liquid, while a relative hardness of 10 is equivalent to a diamond.

A mineral's relative hardness can be tested by scratching. A mineral can only be scratched by a harder mineral, not by a softer one. Therefore, to test the mystery mineral specimen you can use a different mineral with a relative hardness between that of fool's gold and that of real gold. For instance, a copper penny with a relative hardness of 3.5 will suffice. Use he mystery mineral specimen to attempt to scratch the copper penny. If you can scratch the copper penny, then the mineral can not possibly be real gold because it's softer than copper. The mystery mineral can therefore be assumed to be fool's gold (or another mineral with a relative hardness that is higher than that of copper).

In the days of the Gold Rush pyrites and gold were often confused, resulting in much confusion and disappointment. This sometimes leads to the worry in this day and age that fool's gold and real gold are difficult to distinguish. But fear not, because through the above testing methods, fools gold identification is relatively simple.

Article from The Gold Market (Pictures of gold minerals inside)

Economic Value Added (EVA) is the best earning valuation

2008-09-01T11:07:00.001+08:00

When we buy a stock, we must expect the high return. We can see the Price earning ratio. The price-earning ratio describes whether the stock undervalued or overvalue. I have explained at my article ago.

Unfortunately, the earning definition is different for each company. This make the PER standard is not same. The investor must exercise deep analysts. Alternatively, you can try EVA. EVA is more consistent than accountant earning because is it over and above the cost of capital. EVA is also called economic profit.

EVA Formula describe as EVA = NOPAT - Capital charge

Where NOPAT is net operating profit after tax
Capital charge is dollar capital charge for the company financing

Positive high EVA depict the company has good fundamental. The positive beta mean the company has cash operating and can cover the capital.

Article from firstinvestor.blogspot.com.

Hedge Fund Interviews - Interview Questions

2008-09-01T10:45:00.000+08:00

Thank you for participating in the 2nd “insider’s” interview. The goal of this series is to pick the brains of insiders who deal with the business of money and to try to dig beyond the headlines. Tell me a little about yourself and what you do?

My name is Richard Wilson and I am a hedge fund consultant and founder of the Hedge Fund Group (HFG). I work for a third party marketing firm and our job is to find new investors for unique and top performing hedge fund managers. We look at over 300 hedge funds a year, sift through those, and then work with around 1% of those for 3-5 years at a time.

As a pretense to everything else said in this interview I just want to make it clear that I’m not a financial advisor and nothing I write about here or in my blog should be taken as financial advice, guidance or recommendations. I simply write about hedge funds and enjoy networking with wealth advisors, family offices and institutional consultants.

Hedge funds are perhaps one of the most misunderstood investing products in the market today. Some believe they are controlled by a Connecticut based cabel manipulating the financial markets. Others think they are the greatest thing since sliced bread. Let’s try to demystify the product and industry. What is a hedge fund?

A hedge fund is a private investment pool of capital which has few restrictions in what types of assets it can invest in. Hedge funds are often ran by a small team of experienced portfolio managers, traders and analysts. Hedge funds earn money by typically charging investors a 2% management fee plus 20% of positive returns past a set point which is often referred to as a hurdle rate. While the hedge funds you often here about in mainstream media are very large with over $10B in assets they represent only .5% of the total universe of well over 12,000 hedge funds. Here is a video on what is a hedge fund: http://richard-wilson.blogspot.com/2007/11/what-is-hedge-fund.html

Who ideally is best suit to investing in hedge funds?

Well, in the United States you have to be an accredited investor to invest in hedge funds. If you are an accredited investor than those with a large enough portfolio and enough financial knowledge or guidance from a financial planner are potential good fits for hedge funds. That is a broad statement because once you take the time to start looking at the 10,000 hedge fund products you’ll find low, moderate and high risk options that use vastly different investment strategies and a range of assets from collecting art, buying real estate or using a very sophisticated quantitative model to buy and sell options. There are really several hundred hedge fund strategies to pick through, that is why the real prerequisite is simply taking the time to figure out which might work best for your situation.

If hedge funds are only suited for accredited investors and, thus, by definition, open to 10% of the population at most why the disproportionate amount of the media attention?

While hedge funds are only open to 10% of the general population almost any institution can invest in hedge funds. Endowments, foundations and pension plans all have access to these types of products if they wish to use them for managing their own portfolios. For example, there are over 450,000 foundations in the United States, while many do not use hedge funds a percentage of them do and each group’s assets are generally many times the size of the portfolio of an individual. In aggregate these institutional assets add up quickly. Over the last 5 years institutions have typically been allocating 6-12% of their portfolios to hedge funds or alternative investments (generally private equity and hedge funds). Now the trend is to start allocating 12-20% of their total portfolio to hedge fund managers and alternative investment options.

The short answer is that hedge funds make up a large percentage of the equity trades each day within the stock market and are often involved in activist proxy battles and takeover attempts that seem to make the headlines on a weekly basis nowdays.

For those who are accredited investors and what exposure to hedge funds, what is the ideal percentage of one’s portfolio that should be invested in hedge funds?

I can’t make this type of recommendation since it comes to close to providing financial advice, but every major publication has recently disclosed that institutions have been gearing up to allocate 12-20% of their portfolio to hedge funds and alternative investments. This could or could not be too aggressive for an individual; it really depends on your situation in terms of both age and level of assets.

I know you can’t answer for your entire industry but do you have any comments to the criticism that the hedge fund community unnecessarily focuses on short term gains (because a large portion of its compensation is based on annual profit) sometimes to the detriment of publicly traded companies? For example, two hedge funds publicly lobbied for the merger of TD Ameritrade and E*Trade against the wishes of management. It was perceived by some columnists that the lobbying was to create a short term gain in share price. Of course, we all subsequently found out that E*Trade had significant exposure to subprime mortgages.

While some hedge funds are pushing for short-term performance most are shooting for long-term returns. Anyone who has been in the industry for more than 3-5 years know that sophisticated and un-sophisticated investors alike don’t really take a hedge fund manager seriously until they have 5-7 or even 10 years of a track record of running money. If you shoot only for short-term returns you are dead. Hedge funds do try to make money though, that’s how they earn their out-sized bonuses each year.

I think the real question is why are so many people invested in mutual funds? If you could manage equities for a mutual fund for $400,000 a year or manage equities for a hedge fund for $5 million a year where do you think the majority of talent is going to flow? It is like playing basketball professionally in Canada or being on a team in the NBA. The talent flows to where the money is. Also, the reason why good stock pickers can make more money at a hedge fund is that the interests of hedge funds are aligned with their investors...hedge funds typically take a 2% base fee and 20% of upside performance. 90% of profits are usually made off of that 20% upside performance and that just doesn’t exist in the world of mutual funds. Mutual fund managers and companies in general earn money based on total assets under management.

Do you believe that the negative publicity of the industry is self-inflicted? The community clusters in a relatively remote (albeit really nice) part of the country, rarely speaks public except to grill board of directors (whether justified or not, the public statements have a negative tone to them).

I believe it is SEC inflicted. Hedge funds are restricted by current laws not to do any marketing or sales. Most hedge funds avoid all media contact and public exposure in general. The reason why you only hear them grill boards of directors and nothing else is because as public companies that information has to be made public. This is partially why I keep writing in my blog, hedge fund managers can’t write much to the public on their own industry and the WSJ and NY Times like to either focus on activist hedge funds or draw conclusions on the hedge fund industry as a whole based on what the 10 largest hedge fund managers are doing. There are 10,000 hedge funds out there now, 60% of what you read in mainstream media is not true for the vast majority of those hedge fund managers.

Financial Times wrote an article [http://www.ft.com/cms/s/0/254c0b62-cdc5-11dc-9e4e-000077b07658.html?nclick_check=1] commenting that it was the banks and not the hedge funds that were affected by market shocks. The implication of the column was that hedge funds, which are typically managed by few key decision makers and not committees, had structural advantages to other institutions. As hedge funds get larger and larger, will there be a reversion to means for hedge funds?

I love that article, it’s a great opinion piece on how hedge funds have faired vs. banks in the recent market turmoil. I think it is true that hedge funds are leaner, more profit driven and hungry than large banks who need four levels of approval to expense their lunch. To your point on reversion to the mean as hedge funds grow, I think we are already there now with over 10,000 funds. In this case I think that overall returns might return more to average as the number of hedge fund managers grow, but I think we are a long way off from having more than a handful of hedge funds build in the type of lethargy you find in large banks. A side note to that, most hedge funds weren’t directly impacted by the sub-prime meltdown.

Every industry has its excesses. If you had to name one for the hedge fund industry what would it be?

Besides the total number of hedge fund managers possibly approaching excess, I would say base management fees run high. They are typically 2% of total funds managed and I think that should come down to 1 or 1.25% or hopefully 0. If you are out there to make money for your investors than take it to the next level and only charge for positive performance.

Let’s take about careers. There’s increasing talk that the future in sell side is limited and the place to be is buy side (for definitional purposes, sell side are the retail brokers who sell securities; whereas buy-side refers to the portion of the financial industry, such as pension funds, who buy assets and manage them). If someone wanted to start a career on the buy-side, what are 3 pieces of advice you would give them?

The day you graduate from college start studying for and earning your Chartered Financial Analyst (CFA) designation.
Never do anything un-ethical. If you are sharp and passionate you have no need to ever cut corners. Avoid people that do like the plague.
Do you own compliance and due diligence research. Look up your potential or current boss within the FINRA or SEC records to see if they have marks against them. Meet with a compliance lawyer yourself to make sure your activities are all legal with securities laws. Do your own homework because many times nobody is going to do it for you.

As usual, here’s your opportunity to plug your blog and your new book.

If anyone has more questions regarding hedge funds they can email me directly at Richard@RichardCWilson.com or read through some of the 250 hedge fund articles within my blog at http://richard-wilson.blogspot.com/. If you hate clicking dozens of times to read multiple hedge fund articles my free hedge fund blog book can also be downloaded at http://hedgefundsbook.com/.

Article from richard-wilson.blogspot.com.

Market update from my broker

2008-08-30T11:28:00.009+08:00

Rally,technical rebound or dead-cat bounce?

Hi Brendan

We finally seeing twilight today, is that so , i disagree.there are many reasons for mkt to surge today. For sure all mkts are oversold so we need excuse to buy the mkt.

Think of the reversal way if u buy contra do you need to sell and contra off, so those who short sell the mkt need to buy back also. Monday US mkt is not open so somehow we dun have to 'worry' about US mkt.Mkt maybe one or two days wonder unless the val.(note: val. not vol. because vol. include wts ) can persist above 1b.

To me during bull mkt we needs only 20% effort and get 80% returns but in bear mkt 80% effort and maybe only 20% returns(so if u only put in 50% effort u get -30% returns).

How to bottom fish(bargain hunt)...do your homework.If u intend to buy any stk out of recommendation,watch the movement of the stk.Look for the support
level....and if u are wrong learn how to cut.

Most of the stk normally move within certain range unless otherwise. Don't buy stk that come down sharply because you dun know what is going on and 99% you are quite unlikely to catch the bottom.

Most important is discipline, if you missed the boat (especially in bear mkt) dun chase...sometime i do encounter this scenario...when i recommend certain stk at certain level(i could be wrong)..some clients will said 'see first' and when the price moving up they will called and ask' can buy or not'.

That is the reason why i said do your homework..it takes two hands to clap...gd example Brendan you know your stk well and do agree the entry level this will save a lot of communication problems..of course we could be wrong....but ....but ...of course two brains is better than one rt.......TGIF

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Another fantastic market commentary from my broker.

The fact that he has asked me not to buy during this bear market has helped me save a lot of money.

Now I am not watching the stock market anymore until my broker (or adviser) tells me that its time to buy.

Now I spent most of my time trading commodities and currencies for my personal account. You can try out the demo account at IG Markets, click here to open account.

If you are interested to open account with this broker, send an email to me at metal.commodity@gmail.com.

My websites:
www.CommoditiesTradingPro.com
Investment-News-Update.blogspot.com
AllAboutOil.blogspot.com
www.ForexandBinary.com

Big Mac Index

2008-08-28T02:10:00.010+08:00

The Big Mac Index was introduced by The Economist in September 1986 as a humorous illustration and has been published by that paper annually since then.

See Wikipedia on the details on Big Mac Index.

According to Wikipedia, the Big Mac was chosen because it is available to a common specification in many countries around the world, with local McDonald's franchisees having significant responsibility for negotiating input prices.

Basically this index measures the cost of big Mac across different countries. Trader can base on this index to measure which currency is undervalued and which currency is overvalued.

According to Big Mac Index for this year, the most undervalued currency is Chinese Yuan, it is undervalued by 49%. The 2nd most undervalued currency is Japanese Yen, it is undervalued by 28%.

The overvalued currencies are the European currencies, EUR is 55% overvalued, Swiss Franc is 65% overvalued.

So base on the Big Mac Index, the ideal FX strategy is to short EUR/JPY.

Market commentary from my broker friend

2008-08-25T16:57:00.008+08:00

Liquidity issue (let the dust settle)

Hi Brendan

We finally see mkt value down to 800m+ last Friday. Mkt value shrinks to around 1billion from the past few mths and we finally see 800m last Friday, .... at least we seeing some clearer picture where mkt heading to, mkt val. is diminishing and expect mkt. val. to lower to 600m.(Expect mkt to stay flat )..

Last Friday one of the Hong Kong tycoon already mention worst is yet to come so how to expect mkt to be better.

Dji up almost 200pts last Friday and we seeing no impact to ur sing mkt and even hsi open up 300 and surge further to 700 yet we see no action in our mkt.More tell-tale sign...Singapore NODX nos. have been poor and next stage could be job losses accelerate.

Where is the bottom, no one can tell ,maybe let the dust settle first...sup-prime losses narrowing,inflation slowing down,oil prices stable at certain level......etc...

(note: in this mkt it is very difficult when queue to sell...why...... liquidity problem)

------------------------------------------------------------------------------------

My view:

The Hong Kong tycoon mentioned by my friend should be Mr Lee Ka-shing.

Mr Lee said "No one dare to say exactly when (the crisis) will end. Some banks might write off more losses by the end of the year. The situation has not improved this year."

I share the same view as my friend, I do think this is a bull-trap.

Some of my friends did not speak to their brokers for the whole year. I do not understand why do they want "feed" their brokers with commissions. They should just change their brokers to my friend. End of the day they are paying the same commission rate but different level of service.

A good broker can improve your trading performance tremendously as they act as an advisor as well as a broker.

Send an email to me at metal.commodity@gmail.com if you are interested to open account with my broker friend.

No life is more secure than a life surrendered to God

2008-08-22T20:17:00.002+08:00

[Jesus] poured water into a basin and began to wash the disciples’ feet. —John 13:5

Questions about God’s existence often troubled H. A. Hodges, a brilliant young professor of philosophy at Oxford University. One day as he strolled down the street, he passed by an art store. His attention was gripped by a simple picture in the window. It showed Jesus kneeling to wash His disciples’ feet.

Hodges knew the story recorded in John 13—God incarnate washing human feet. But suddenly the sheer meaning of that scene gripped the heart of this young philosopher. God—God!—humbling Himself to do that lowliest of tasks! He thought, If God is like that, then that God shall be my God! Seeing that painting was one of the circumstances that caused Hodges to surrender his life to the true God—the foot-washing God.

We Christians sometimes take God’s existence for granted. We believe what the Bible tells us about the eternal Spirit who had no beginning and whose existence will never end. But we may wonder sometimes about His character. If He allows disaster, how could He also be kind and loving?

As we read John 13 thoughtfully, we see that God is the foot-washing God. His unfathomable, sacrificial love for us should cause us to surrender to Him too. — Vernon C. Grounds

All to Jesus I surrender,
Make me, Savior, wholly Thine;
Let me feel the Holy Spirit—
Truly know that Thou art mine. —Van de Venter

No life is more secure than a life surrendered to God.

Article from Our Daily Bread.

Meredith Whitney, the lady who correctly called the credit and housing crisis

2008-08-20T18:50:00.001+08:00

Advice from my broker friend

2008-08-19T20:49:00.011+08:00

Hi Brendan

mkt will be soft for quite some time and i will be going holiday for next mth. Why ? Because I am really worry about the mkt so if I go holiday at least my clients will have minimum actions.

This is not a retails mkt yet but if ur pockets are deep enough u can start to accumulate(notes...accumulate is different from averaging). So when mkt quiet start to ask urself some interesting question... what r ur investment strategies....

Did u ever do this...
1)last chance to buy ....so die die must buy(never too late to buy if u r cash rich)
2)i like ur recommendation but i prefer this stk..what do u think(so why do u seek for advise)
3)my friend or someone told me to buy this stk (who r ur friends or someone....)
4)cannot be (nothing is possible or impossible)
5)no averaging during bear mkt..(ask urself how many times u r rt when u do avg)
6)dun hope for miracle(it is like buying 4D)
7)avoid wts and small caps during bear mkt(high risk no return)
8)mkt is always right(dun fight against mkt)
9)i think......(dun presume)
10)hold or hole(many retails always practices....for contra players...they like to fight till last day..normally more losses.....

for those buy and pick up their mentallity is i already paid just hold lor .... well it depend..if u tell me the stk is SIA, ok go ahead

if u tell me u bot penny stk at the peak at maybe 0.15(just an example) and now only ....0.05(maybe) cheap shd i do AVERAGING.....my answer is dun ask me i dun know. buy at ur own risk

i dun really do comments everyday cos i know no matter how solid the result or news ,prices will still come down in bear mkt and i think the most we only reach mama bear......

Live to fight another day...cheers

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My friend is a stock broker in Singapore, in the stock market industry for 15 years. Most brokers will still ask their customers to trade in this bear market because broker earn income when customers trade.

But my friend discourages his customer from buying during this period, so this means no income for him. He has put his customers' interest above his own interest, I think this kind of broker is hard to find.

I would strongly recommend him to be your broker if your existing broker has disappointed or neglected you.

If you are interested to be his customer and get his views and recommendation, then send an email to me at metal.commodity@gmail.com.

Portfolio return: 20% Alpha + 80% Beta

2008-08-15T17:56:00.007+08:00

Stock market had rallied from 2003 to end of 2006, during those years my portfolio return is up 25% - 35% per year, after 3 years of investment my portfolio is up 80%. At that time I thought I am as good as Warren Buffett; I am sure many investors thought the same way too during the 4 years bull market.

With recent market crash, a large part of my past profit had been given back to Mr Market.

Portfolio return: 20% Alpha + 80% Beta
According to academics, portfolio return is made up of 20% Alpha and 80% Beta. This means that if the investor is a good stock picker, he will be able to attain the 20% portion. But if the overall market is going downturn, his return may still suffer in the 80% portion and end up still making a loss. I think this is happening to a lot of value investors now.

A profitable investor is not just about picking fundamental solid stocks, he must know when to be fully invested and when to raise his cash level.

Having a good broker
In my view, having a good broker as an advisor is very important to a retail investor. My broker has been asking me to buy stocks during Mar to April period, claiming that stock market has bottomed and valuation is cheap. If I had believed him then my pocket would burn a big hole.

If your broker has been asking you to buy stocks during this downturn, either he is not a good advisor OR he is putting his interest above yours.

Recently I had met up with my friend who is a stock broker, already 15 years in the industry. He told me that he had asked his customers to raise cash at the start of the year.

Defensive stock
Currently he is advising his customers to buy defensive stocks. His recommended defensive stock is a stock that is trading below its book value and has a dividend yield of 10%. His logic is that if the stock is trading below book value, there is a chance of a takeover. If there is no takeover, you are enjoying a high dividend return.

Retail investors
Our discussion moves on to talk about retail investors. Retail investors usually buy during a bull run, bought at high price and eventually suffered losses. According to him, retail investors like to buy small cap stocks.

One and only small cap stock recommendation
He said there is only one particular small cap stock that he is interested. The company has rising revenue, net profit and profit margin for the past 6 years. The CEO owns 37% of the outstanding shares. The stock is only trading at 5.90 P/E.

Dividend yield of the stock is 7% and dividend payout has been rising since 1999. He is advising his customers to buy this stock if the share price is down another 20%.

Coincidently I had held this stock in my portfolio and I totally agree with his opinion on this stock.

Market has not bottomed
My friend does not think that market has bottomed. He has a unique way of judging where is the market bottom. Well he is in the market for 15 years.

It takes 5 years for an economy to go from bottom to peak. With 15 years experience on his belt, this shows that he has gone through 3 cycles.

Long term stock
He told me that some of his customers are not savvy investors and do not have deep pockets. So he is advising them to buy a blue chip stock which is meant to be hold till retirement.

I think its unfair for me to reveal his recommendations here. If you are interested to be his customer and get his views and recommendation, then send an email to me at metal.commodity@gmail.com.

My friend is based in Singapore and his company provides online trading platform. If you are looking an Asia broker, he is the one you should talk to.

Left-handers 'think' more quickly

2008-08-12T12:25:00.007+08:00

Today I saw an interesting article that is relating to me, might be relating to you as well. I am a left-hander.

Experts say left-handed people can think quicker when carrying out tasks such as playing computer games or playing sport.

According to a study in Neuropsychology, connections between the left and right hand sides or hemispheres of the brain are faster in left-handed people. The fast transfer of information in the brain makes left-handers more efficient when dealing with multiple stimuli.

Experts added that left-handers tended to use both sides of the brain more easily.

Click here for the full article.

Time to be Optimistic?

2008-08-09T12:37:00.022+08:00

I often adhere to a strict investment philosophy based on fundamentals taught by Warren Buffett. I am not concerned with how a stock performs a day, a month, or even a year after I pick it. I am concerned only with the business itself. It's the same with buying a portion of a company (through shares). I don't check the stocks and see how they're doing. The market will eventually price it right.

Reading financial statement has been an essential part of my investment process. Most people only read profit and loss statement. But in my view we have to read all the 3 statements in the financial report: Profit and Loss statement, Balance Sheet and Cashflow statement. I reckon the 3 statement to a 3 dimension formation.

Why do I say that?
If the company is earning good profit but not generating cashflow, something may not be wrong with the company. If the company is generating good cashflows but it is heavily in debt, this stock may deem to be too risky to invest.

After I have singled out the stocks that look good from its "3 dimension formation", I will calculation its intrinsic value using my proprietary Discounting Cashflow Model (DCF). I will invest in stocks that are at least 40% undervalued compared to my DCF calculation.

Some investors had commented that this kind of investment style is too outdated in today's dynamic investment environment. Maybe, but this method had certainly helped me avoid some pitfalls and achieved a good ranking in an American stock-pick competition.

In 2007, I had participated in a 1 year stock-pick competition organized by Zacks.com in America. At the end of the competition, I was ranked 407th out of 27,700 participants, hence this makes me top 1.47% of the competition.

In the competition I had achieved 32.67% return on my portfolio, for the same period S&P was only up 6.99%, and Dow Jones was only up 4.16%, hence I had outperformed the broad market by a wide margin.

Recently one of the investment house had written an article that bull run may be coming soon. Click here to read their report.

One of the signs of market bottoming that I had observed is when directors of beaten down stocks buying back its shares in huge quantity.

My logic is that if the company's fundamental is good, while share price is already down 30% - 50%, the directors and management staff should see value in their own stocks and invest in them. I have not seen this sign yet.

Often having a good broker can benefit your portfolio performance positively because they provide profitable advisory services. If you are looking for a stock broker who adhere to a strict investment philosophy based on fundamentals taught by Warren Buffett, and uses the same philosophy in advising his customers, send an email to me at metal.commodity@gmail.com.

If you believe that equities market is rebounding but you do not want to put too much money into your trade as you are not very sure, you may want to buy OVER for the stock indicies using binary options (OVER binary option is similar to call options). You will not lose more than your capital. Minimum trade amount is only US$1.

Binary option trading platform: www.mansion88finance.com. Currently only Asia stock indicies are available in the platform.

My websites:
http://Basemetal-Trading.blogspot.com/
http://Investment-News-Update.blogspot.com/
http://AllAboutOil.blogspot.com/
http://BinaryTrading.blogspot.com/

How to get $500,000 insurance coverage with only $50 a month?

2008-08-07T11:45:00.007+08:00

The way to do it is term insurance policy.

What is term insurance and how do you get it at the least price without compromising yourself?

Term life insurance is an insurance policy that gives you a life insurance coverage for a specified term. Terms usually range from 1 to 10 years although you can also get policies that a lot longer. It does not offer investment options like other life insurance policies. It is purely insurance coverage and nothing more.

There are good points in buying a term life insurance policy and there are also demerits. This will keep you informed so you don't make decisions that you'll regret later. Here are the good points.

1) It is considerably less expensive if you are under fifty.

2) With certain features you can get full life coverage when your finances are tight and later have the benefits of whole life insurance.

Now to its disadvantages...

1) The cost increases at the end of each term and can become quite expensive for older persons.

2) A person runs the risk of becoming uninsurable at the expiration of the current term unless they bought a term life policy that has guaranteed renewal and/or is convertible to whole life insurance without a medical exam.

3) Unlike other life insurance policies, you do not build any form of equity with a term life insurance policy no matter how long you pay your premiums. It's like paying rent: You enjoy the full benefits for as long as you pay but do not own any part of the property.

My recommendation is that you use it when you're in tight financial situations. While doing this, make sure you buy a term life insurance policy that is guaranteed as renewable and is convertible to whole life insurance. Once your finances improve switch to a whole life insurance policy.

Just yesterday I had met up with my insurance agent. I told him that I would like to increase my insurance coverage by at least additional $100,000 without paying more than $100. My insurance agent suggested that I took up term policy. I only need to pay $50 a month for insurance coverage of $500,000. I am 30 years old this year, if you are older than me and has some medical problem, your premium will be higher than mine.

My friend told me that most agents will not recommend term policy because agents earn very little by selling term policy. But my agent being profession and honest had recommended term policy which suits my financial needs. I am working in the investment industry, I do not need a policy that links to investment products, I just need pure insurance coverage, so term policy is best for me.

Many people have the impression that insurance is expensive and eat up a large part of our savings. Using term policy we can go straight to the point - insurance coverage and nothing else, this is how we can maximum our insurance coverage at minimum cost.

If you are interested to meet up with my honest and professional insurance agent, send an email to me at metal.commodity@gmail.com. I can arrange for an appointment for you to meet up with him.

Transocean Profit Doubles as Oil Exploration Surges

2008-08-06T22:17:00.005+08:00

Transocean Inc., the world's largest offshore oil driller, said profit rose for the eighth quarter in a row as record crude prices spurred demand for deepwater rigs, pushing rents to an all-time high.

Second-quarter net income doubled to $1.11 billion, or $3.45 a share, from $549 million, or $2.63, a year earlier, Houston-based Transocean said today in a public filing. Per- share profit was 24 cents higher than the average of 34 analyst estimates compiled by Bloomberg.

The average rent for Transocean's most advanced deepwater rigs jumped 35 percent from a year earlier to $390,400 a day. Unprecedented crude prices sparked new exploration efforts from the Gulf of Mexico to the Indian Ocean. Chevron Corp., Eni SpA and Brazil's Petroleo Brasileiro SA are hiring Transocean vessels to plumb the seafloor for untapped reserves.

``You're seeing a lot of strength in the deepwater right now,'' said J. Michael Drickamer, an analyst at Morgan Keegan & Co. in Memphis, Tennessee. ``Given that it costs $700 million to build a new deepwater rig and there are no deliveries available before 2012, I'd say this appears to be sustainable.''

Second-quarter revenue more than doubled to $3.1 billion from $1.43 billion. Transocean's order backlog climbed to $40.7 billion from $34.2 billion at the end of the first quarter.

Transocean announced $6.45 billion in contract extensions and new leases during the April-to-June period for vessels hired by Mumbai-based Reliance Industries Ltd., BP Plc of London and Petroleo Brasileiro.

Transocean leased its Deepwater Pathfinder drillship to Italy's Eni last month for a record $652,000 a day. A week later, Petroleo Brasileiro signed a $3.05 billion deal to rent four of the company's rigs through 2016 to explore in an area that includes the biggest petroleum discovery in the Americas in three decades.

``Higher oil prices are going to lead to more drilling activity,'' said Philip Dodge, an analyst at Stanford Group in Boca Raton, Florida. ``The question is, how much further can Transocean get into those regions with the most potential, like offshore Brazil?''

Each $50,000 increase in daily rig rates adds $3.21 to Transocean's full-year earnings per share, said David Smith, an analyst at JP Morgan Securities Inc. in Dallas.

The company earned $208 million from drilling-management services, its second-largest business. Truls Olsen, an analyst at Fearnley Fonds ASA in Oslo, said that result exceeded his estimate for the segment by 53 percent. A lower effective tax rate -- 11.2 percent versus 14.4 percent a year earlier -- also helped Transocean exceed estimates, he said.

Drilling management can include running a client's exploration of a prospect, going beyond traditional contracts where work is done under the supervision and direction of the customer's engineers.

Chief Executive Officer Robert Long orchestrated the $20.7 billion acquisition of GlobalSantaFe Corp. in November to gain control of almost one-fourth of the world's deepwater rigs.

I find it funny when people say we should sell off the oil stocks or even short the oil stocks when oil price is falling. Basically they do not understand how the drilling business works. Customers sign long term contract with driller, customers dont pull out of the contract when oil price fell US$10 - US$30. Oil companies who are customers of Transocean will still generate a wide profit margin even if oil price fell to US$80.

Somebody asked me if I can only buy two stocks, what are the two stocks that I will be buying. My answer is Transocean and Apple.

Apple Rated `Buy' in New Coverage at UBS, Sees Solid Growth

2008-08-05T22:40:00.001+08:00

Apple Inc. was rated ``buy'' in new coverage at UBS AG, which said the maker of the iPod music player's ``core strengths and opportunities'' offer a ``competitive advantage.''

``We think the beat & raise story is still intact, and think gross margin guidance in full-year 2009 may prove conservative,'' analysts wrote in a research note dated August 4.

``Based on our checks, we expect new Macs, new iPhone colors, and potentially new iPods in early calendar second-half 2008,'' the UBS team added, ``and a new ultra portable Mac and new iPhone in calendar first-half 2009.''

UBS set a share-price estimate on Apple of $195. Apple stock closed yesterday 2.2 percent lower at $153.23.

The same team also initiated coverage on Dell Inc., the second-largest personal-computer maker, and Hewlett-Packard Co., the world's largest personal-computer maker, with ``neutral'' recommendations.

My websites:
http://Basemetal-Trading.blogspot.com/
http://Investment-News-Update.blogspot.com/
http://AllAboutOil.blogspot.com/
http://BinaryTrading.blogspot.com/

Earning Secondary Income

2008-08-02T16:41:00.009+08:00

In today's world, there is no such thing as a stable and secured career. If your company is not doing well in this recessionary environment, employers may choose to reduce its labour cost and retrench some of its staff.

But we as people in the society still have bills to pay, we cannot afford losing a job, income must still flow into our bank account on a monthly basis.

This is why we must try to create a few income streams, so in the event that we lost our job (I hope not), at least our secondary incomes are still flowing in.

One of the way to earn secondary income is through blogging.

How to do it:

1. Set up a few websites from free provider at blogger.com.
Some people may prefer to buy a domain and pay for a server maintenance because it has a nicer website address but this incur costs.

I prefer to use a free provider because whatever that I earn from online is net profit for me. Cost of my blogging is zero.

2. Setup account at Adsense
Adsense is a pay-per-click advertising system from Google. By setting up adsense into your blog, you can earn revenue when your readers click on the ads from Adsense.

3. Tie up with a company to do marketing for them
Many people has this misunderstanding that if they setup a website, they must create their own things to sell. This is absolutely not true, you can do marketing for other companies. Whenever your readers open account OR purchase items from your website, you will earn some commission. In short this is call affiliate marketing.

Currently I am doing affiliate marketing for a European trading company call ForexYard. Commission for 1 standard account opened is US$250, commission for 1 mini account opened is US$100. You can tie up with ForexYard by register yourself here.

4. Install Google Analytics in your website.
This allows you to track a few information that will be useful to you:
a. Where do your readers come from?
b. What is the referring websites?
c. Which contents are being actively being read?
d. What are the keywords that leads the readers to your website?
e. How many readers go to your website each day?
f. How much time do your readers spend reading your website?

5. Create traffic in your website
After setting up your own website, adsense account and affiliate account, you need to start creating traffic in your website. Meaning you need a lot of people to go into your website, then there is a higher chance that they will click on adsense ads and open account.

You need to write contents that will interest people to come to your website. And the content of your website must be updated regularly so your readers will go your website again and again.

1st year of blogging can be very disappointing for your online revenue as few people know about your website. Usually after the 1st year, your website will be more popular, more people will be aware of your website presence and revenue will increase.

Who knows? Your online revenue may eventually be greater than your full time job salary.

Goldman Guru: Emerging Markets Will Boom

2008-07-31T21:46:00.001+08:00

The middle class is exploding worldwide, driving emerging markets to continue booming, a new report from Goldman Sachs says.

The report estimates that about 70 million people a year globally are moving up sufficiently in purchasing power parity to enter the middle class.

"The phenomenon may continue for the next 20 years, with this global middle accelerating to 90 million a year by 2030," Goldman Chief Economist Jim O'Neill writes in the Financial Times.

"If this happens, an astonishing 2 billion people will have joined the ranks of the middle class."

Global inequality, O'Neill says, is declining significantly instead of increasing, as is generally believed — and recent sales figures support his assertion.

Luxury retailer Burberry Group, for example, reports its first-quarter sales rose 22 percent on shipments of autumn and winter goods to wholesale distributors in emerging markets.

Moreover, Burberry's wholesale revenue jumped 45 percent excluding currency movements, and the company added shops in Budapest and the Azerbaijani capital of Baku during the quarter, helping to double emerging-market' revenue.

Many think economies in the BRIC countries may be about to collapse under the combined weight of rising inflation, scarcity of resources, and their own backlashes against globalization,but O'Neill thinks this is highly unlikely.

BRIC is shorthand for Brazil, Russia, India, and China, the biggest emerging economies.

"Some slowing of rapid growth in (emerging) economies is bound to happen," O'Neill notes. "But I believe this negative mood is overstated."

In fact, O'Neill says the report assumes that growth rates in those four countries will be notably slower than they are now, and that the same is true for the other countries that make up the bulk of the exploding global middle.

Even without China and India, O'Neill says that the number of those entering new middle classes would be about 20 million a year.

"Middle-class citizens will appear in their millions in many other parts of Asia, central and eastern Europe, the Middle East, and Latin America," O'Neill notes. "This is a BRIC-driven phenomenon, but the 'next 11' are making their contribution, and other nations will also participate."

The report says that dramatic changes in economic, social, and political trends will probably follow — and some are already beginning to emerge.

For example, Russia is already Europe's biggest car market, outstripping Germany with dramatic first-half sales. Automakers are fleeing Detroit for Moscow and St. Petersburg.

Unfortunately, the report also foresees that "battles about the right way to run global businesses, countries and trading between us all will inevitably grow."

"Meetings of the Group of Eight leading economies will become redundant features of the annual calendar, with a new group driving the world's economic agenda," O'Neill predicts.

"It is also evident that poverty is dropping dramatically around the world."
The report calculates that the number of people living on incomes of less than $1,000 dollars a year ($2.75 a day) has already dropped significantly from half of the world's population in the 1970s to 17 percent by 2000.

"According to our numbers, it could be as low as 6 percent by 2015," O'Neill says.
It's important for everyone in the so-called developed world to be constantly aware that these powerful shifts in global wealth benefit everyone, says O'Neill.

Exports are indeed growing at close to 20 percent, and it is this that is stopping the housing and credit crunch from driving the U.S. into a deep recession," O'Neill notes. "Aspects of the same phenomenon can be seen in Japan, Germany, and even the U.K."

Celine Dion - My heart will go on

2008-07-16T11:58:00.004+08:00

DBS Vickers Online - Swiber Holdings

2008-07-15T17:34:00.003+08:00

Swiber Holdings
Strong projects pipeline
Price Target: 12-Month S$ 3.49
by: Wee Lee Chong +65 6398 7971

Story: Swiber reiterated at our recent investment seminar that its US$147m Brunei Shell project is progressing according to schedule, and it is currently evaluating US$2.05b worth of orders to be executed in the next 5 years. We estimate that Swiber is able to handle between US$500m to US$667m worth of offshore EPCIC orders in 2009, supported by a healthy new offshore EPCIC orders pipeline into 2009, and an enlarged fleet of 34 offshore support vessels and 10 construction vessels by end 2008.

Point: While we have argued in early May that the peak of contract bidding season is behind us, we also believe that Swiber can still secure projects that will fill its working slots for 2009 and a sprinkling of < 3 months duration contracts that will be completed within 2008. The industry is now in the middle of the seasonal peak for offshore EPCIC projects execution in Southeast Asia, and given the strong y-o-y delivery pipeline of 16 new offshore vessels to Swiber’s fleet by end 2008, these extra capacity may allow the group to have short-term business opportunities from the
provision of sub-contracting works to peers who are rushing projects completion by end 2008. Indeed, we observe that Swiber has won US$43m total worth of projects for 1-3 months of offshore installation works in late June to July 2007.

We also expect share price catalyst to come from Swiber’s expected award of construction contract for its deepwater drilling vessel before end 3Q08, based on our back-of-the-envelope calculation for this vessel’s construction period and its expected delivery by 1Q 2010. We estimate the payback periods to range from 2.5 years to 6.0 years, assuming Swiber keeps its 90% stake in this deepwater drilling vessel.

Relevance: Our fair value for Swiber stays at S$3.49, using 15x FY08 PE. Future fair value upgrade is dependent on concrete evidence of smooth projects execution for the Brunei Shell contract, and Swiber’s ability to secure more orders to fill its working slots for 2009/10. Maintain BUY.

Banc of America upgrades National Oilwell Varco

2008-07-15T00:56:00.001+08:00

Banc of America Securities upgraded National Oilwell Varco Inc to "buy" from "neutral," citing a rise in orders for new rigs and the acquisition of Grant Prideco Inc GRP.N.

"With an estimated 28 new offshore rigs ordered in the second quarter (a new record) and more planned, our concerns about a peak in backlog are off the table," analyst Douglas Becker wrote in a note to clients.

He estimates these rigs to result in $4.2 billion of orders for the maker of equipment and components used in oil and gas drilling and production in the next few quarters.

Becker raised his price target on the stock to $107 from $78.

Shares of National Oilwell were trading up more than 4 percent at $86.89 in morning trade on the New York Stock Exchange.

Becker said the purchase of Grant Prideco was well-timed and expects it to add 50 cents to the company's 2009 earnings, based on an improving market outlook.

In April, National Oilwell bought peer Grant Prideco for about $7 billion.

If you believe oil price is going to stay high or go higher, you should buy this stock.

JP Morgan upgrades Transocean

2008-07-15T00:48:00.002+08:00

J.P. Morgan Securities upgraded Transocean Inc to "overweight" from "neutral" on Wednesday, a day after the world's biggest offshore drilling contractor said it received a lucrative five-year contract.

Transocean said on Tuesday one of its deepwater drill ships was given a contract worth a record $650,000 per day. The contract is expected to start in March 2010 and generate revenue of $1.19 billion over the five years.

JP Morgan said recent contracts including the Transocean one indicated the deepwater market is strong.

"(Transocean's) valuation does not reflect visibility and strength of deepwater market," the brokerage said in a note to clients.

Shares of Transocean were trading up $2 at $147.94 before the bell. They closed at $145.94 Tuesday on the New York Stock Exchange.

Transocean is one of my top picks.

Advanced Holdings secures four new contracts worth

2008-07-15T00:37:00.003+08:00

14 July 2008 – Advanced Holdings Ltd. (“Advanced” or the “Group”), a global supplier of proprietary process equipment and technologies, clean energy solutions and environmental technologies, today announced that it has secured four new contracts worth a total of S$19.27 million.

These contracts are in addition to the S$63.0 million outstanding orders as of 31 March 2008 announced during the Group’s 1Q08 results. Of the four contracts, two are oil and gas projects in Singapore while the other two are petrochemical projects in China. These contracts are not expected to have any material impact on the Group’s earnings in the current financial year.

Commenting on the new contract wins, Dr Kar Wong, Managing Director of Advanced, said, “I'm very pleased to witness our steady gain in visibility in the fast-growing industries that we have targeted. With these new contracts, it demonstrates our commitment to intensify our efforts and activities in the Oil & Gas and Petrochemicals & Chemicals as well as Clean Energy & Environmental Technologies Divisions. We recognize that these high growth industries will represent a key growth opportunity for our Group and will continue to leverage on our technical expertise and marketing strength in these industries.”